3191 Lighthouse Blvd, Lusby, MD 20657 Property Records

Calvert County property record for 3191 Lighthouse Blvd, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,016 sqft · built 1993
Lot Size	0.348 acres (15,170 sqft)
Owner	Individual Name on Record
Last Sale	$317,000 (Aug 2020)
Tax Bill	$3,078 (2023)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`01-033972`

Property Details

APN / Parcel Number

Primary APN	`01-033972`
Alternative APNs	`1033972` `033972`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,016 sqft Total Area
1st Floor Area	1,296 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Wood Frame
Roof Material	Composition Shingle
Lot Area	15,170 sqft (0.348 acres)
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	033972
Old Parcel Number	1033972
Street Address	3191 LIGHTHOUSE BLVD
City	LUSBY
State	MD
Zip	20657-2409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LT 3 BLK BB SEC 4 COVE POINT
Legal Subdivision	COVE POINT
Legal Block	BB
Legal Lot Number	3
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	1
Census Block	1073
Census Tract	861100

Owner

Source: Calvert County records, as of September 18, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3191 LIGHTHOUSE BLVD, LUSBY, MD 20657-2409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed of Trust, Mortgage · VA Mortgage LOANUNITED.COM LLC
Aug 10, 2020	Deed, Transfer · VA Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2020 · Amount on Record
Deed Sale	Aug 10, 2020 · Amount on Record
Prior Sale	Aug 2, 2013 · Amount on Record
Deed Document Number	0005664633
Deed Book / Page	5664 / 633
Record Updated	Jun 7, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	3191 LIGHTHOUSE BLVD, LUSBY, MD 20657-2409
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	ORANGE COAST LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3191 LIGHTHOUSE BLVD, LUSBY, MD 20657-2409

Mortgage

Document Number	0060730021
Date	Sep 7, 2021
Book Page	6073/21

Lender

Name	LOANUNITED.COM LLC
Type	Mortgage Company
Address	NORCROSS, GA 30093

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Aug 10, 2020
Property Address	3191 LIGHTHOUSE BLVD, LUSBY, MD 20657-2409
Document Number	0056640633
Book / Page	5664 / 633
Map Reference	MB AWR 1 FO 62
Instrument Date	Jun 30, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	CAPITOL SETTLEMENTS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$792.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3191 LIGHTHOUSE BLVD, LUSBY, MD 20657-2409

Mortgage

Document Number	5664640
Date	Aug 10, 2020
Instrument	5664/640

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,078.00	$296,300 Land $116,800 Building $179,500	$296,300 Land $116,800 Building $179,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 122 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	122 in force
Nearby Flood Claims	17 (2003–2025)
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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