3191 Lakeshore Dr, Mount Dora, FL 32757 Property Records

Lake County property record for 3191 Lakeshore Dr, Mount Dora, FL 32757

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,086 sqft · built 1979
Lot Size	1.03 acres (45,270 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Aug 2015)
Tax Bill	$3,328 (2024)
Deeds & Mortgages	Apr 2026 Line of Credit Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-19-26-0030-000-02200`

Property Details

APN / Parcel Number

Primary APN	`35-19-26-0030-000-02200`
Alternative APNs	`261935003000002200` `2519061`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,086 sqft Living Area
1st Floor Area	3,086 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	45,270 sqft (1.03 acres)
Lot Dimensions	250 ft deep x 162 ft wide
Garage Area	425 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	442 sqft
Deck Area	Deck Area
Patio Area	892 sqft
Utility Building	930 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	2519061
Street Address	3191 LAKESHORE DR
City	MOUNT DORA
State	FL
Zip	32757-5410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKE DORA HARBOUR LOT 22 PB 24 PG 38 ORB 4666 PG 1617
Legal Range	26E
Legal Township	19S
Legal Section	35
Legal Subdivision	LAKE DORA HARBOUR
Legal Tract	0030
Legal Lot Number	22
Jurisdiction	LAKE FL
Township / Civil Division	MOUNT DORA
Census Block Group	3
Census Block	3021
Census Tract	30915

Owner

3191 Lakeshore Dr is owned and occupied by two individuals who bought it in August 2015.

Source: Lake County records, as of April 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3191 LAKESHORE DR, MOUNT DORA, FL 32757-5410
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Line of Credit FAIRWINDS CREDIT UNION
Nov 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2015 · Amount on File
Deed Sale	Aug 17, 2015 · Amount on File
Prior Sale	Feb 24, 2009 · Amount on File
Deed Document Number	201589752
Deed Book / Page	4666 / 1617
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Recording Date	Apr 13, 2026
Property Address	3191 LAKESHORE DR, MOUNT DORA, FL 32757-5410
Document Number	0000044403
Book / Page	6718 / 893
Instrument Date	Apr 6, 2026
Instrument	202644403
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3191 LAKESHORE DR, MOUNT DORA, FL 32757-5410

Mortgage

Document Number	0000044403,
Date	Apr 13, 2026
Book Page	6718/893
Instrument	202644403

Lender

Name	FAIRWINDS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 25, 2056

Interest

Rate Type	Balloon
Rate	6%
Initial Type	Balloon
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	3191 LAKESHORE DR, MOUNT DORA, FL 32757-5410
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3191 LAKESHORE DR, MOUNT DORA, FL 32757-5410

Mortgage

Document Number	0058341532
Date	Nov 10, 2021
Book Page	5834/1532
Instrument	2021156406

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$246,650 (+2.9%)	$431,465 (-0.01%) Land $45,000 Building $386,465
2025		$239,700 Land $45,000 Building $194,700	$431,495 Land $45,000 Building $386,495
2024	$3,328.00 (+10.09%)
2023	$3,023.00 (+6.48%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$226,170 (+3%)	$418,204 (+0.01%) Land $45,000 Building $373,204
2022	$2,839.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$219,590	$418,174 Land $45,000 Building $373,174

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3191 Lakeshore Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3191 Lakeshore Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT DORA, CITY OF (2WPS) serves 39,710 people · EPA ID FL3350858
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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