3191 Koivisto Rd, Kettle River, MN 55757 Property Records

Carlton County property record for 3191 Koivisto Rd, Kettle River, MN 55757

Property Summary

Property Type	Single Family Home
Details	728 sqft · built 1920
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$106,000 (Nov 2024)
Tax Bill	$1,276 (2026)
Deeds & Mortgages	Jul 2015 Line of Credit Nov 2024 Foreclosure + 5 more
Flood Zone	Zone X (minimal risk)
APN	`36-031-3800`

Property Details

APN / Parcel Number

Primary APN	`36-031-3800`
Alternative APN	`13764`

Interior

Building Area	728 sqft Building Perimeter

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	435,600 sqft (10 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	13764
Street Address	3191 KOIVISTO RD
City	KETTLE RIVER
State	MN
Zip	55757-8815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SE1/4 OF NE1/4 EX W1/2 & EX W1/2 OF E1/2 OF TOWN OF AUTOMBA
Legal Range	21
Legal Township	47
Legal Section	24
Legal Subdivision	TOWN OF AUTOMBA
Jurisdiction	CARLTON MN
Township / Civil Division	AUTOMBA
Census Block Group	1
Census Block	1040
Census Tract	70600

Owner

Source: Carlton County records · APN 36-031-3800

Assessment roll updated April 24, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3191 KOIVISTO RD, KETTLE RIVER, MN 55757-8815
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2015	Deed of Trust, Mortgage · Line of Credit NORTHVIEW BANK
Nov 05, 2024	Trustee's Deed, Foreclosure · Conventional Mortgage MEMBERS COOPERATIVE CREDIT UNION
Jul 22, 2014	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Nov 08, 2013	Warranty Deed, Transfer
May 15, 2009	Quit Claim Deed, Transfer Quitclaim
Sep 10, 2008	Quit Claim Deed, Transfer Quitclaim
Apr 12, 2007	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 05, 2024 · Amount on Record
Deed Sale	Nov 05, 2024 · Amount on Record
Prior Sale	Nov 08, 2013 · Amount on Record
Deed Document Number	2024518962
Prior Transfer Date	Jul 09, 2014
Prior Transfer Doc	0000457381
Record Updated	Sep 20, 2026

July 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	3191 KOIVISTO RD, KETTLE RIVER, MN 55757-8815
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000463453
Date	Jul 10, 2015
Instrument	A000463453

Lender

Name	NORTHVIEW BANK
Type	Bank
Address	BARNUM, MN 55707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jul 25, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2024: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CARLTON MN
Recording Date	Nov 05, 2024
Property Address	3191 KOIVISTO RD, KETTLE RIVER, MN 55757-8815
Document Number	A000518962
Instrument Date	Nov 01, 2024
Instrument	A000518962
Transaction Type	Foreclosure
Record Updated	Apr 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3191 KOIVISTO RD, KETTLE RIVER, MN 55757-8815

Mortgage

Document Number	A000518963
Date	Nov 05, 2024
Instrument	A000518963

Lender

Name	MEMBERS COOPERATIVE CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	0.07%

July 2014: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARLTON MN
Recording Date	Jul 22, 2014
Property Address	3191 KOIVISTO RD, KETTLE RIVER, MN 55757-8815
Document Number	A000457381
Instrument Date	Jul 09, 2014
Instrument	A000457381
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3191 KOIVISTO RD, KETTLE RIVER, MN 55757-8815

November 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Nov 08, 2013
Property Address	3191 KOIVISTO RD, KETTLE RIVER, MN 55757-8815
Document Number	A000453965
Instrument Date	Oct 26, 2013
Instrument	A000453965
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount Recorded
Tax	$39.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3201 KOIVISTO RD, MOOSE LAKE, MN 55767

May 2009: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARLTON MN
Recording Date	May 15, 2009
Property Address	3191 KOIVISTO RD, KETTLE RIVER, MN 55757-8815
Document Number	A000424095
Instrument Date	May 12, 2009
Instrument	A000424095
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Tax	$1.65
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 E DIVISION ST, SPARTA, MI 49345-1325

September 2008: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARLTON MN
Recording Date	Sep 10, 2008
Property Address	3191 KOIVISTO RD, KETTLE RIVER, MN 55757-8815
Document Number	A000419698
Instrument Date	Jun 16, 2008
Instrument	A000419698
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Tax	$1.65
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 E DIVISION ST, SPARTA, MI 49345-1325

April 2007: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARLTON MN
Recording Date	Apr 12, 2007
Property Address	3191 KOIVISTO RD, KETTLE RIVER, MN 55757-8815
Document Number	A000408983
Instrument Date	Apr 02, 2007
Instrument	A000408983
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Tax	$1.65
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 E DIVISION ST, SPARTA, MI 49345-1325

Tax Assessment & Valuation

Source: Carlton County records · Assessment roll updated April 24, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
County Subdivision	Automba Township
Unified School District	Barnum Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,276.00 (+83.33%) Homeowner's exemption
2025		$146,600 (+32.55%) Land $89,300 Building $57,300	$146,600 (+32.55%) Land $89,300 Building $57,300
2024	$696.00 Homeowner's exemption	$110,600 (+4.34%) Land $56,200 Building $54,400	$110,600 (+4.34%) Land $56,200 Building $54,400
2023	$696.00 Homeowner's exemption	$106,000 (-) Land $54,300 Building $51,700	$106,000 (-) Land $54,300 Building $51,700
2022		$106,000 Land $54,300 Building $51,700	$106,000 Land $54,300 Building $51,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 13, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	70 / 3

Based on FCC filings for 1 locations within half a mile of this property.

Nearby Properties on Koivisto Rd

Nearby Streets

All Kettle River, MN Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures