3191 Hwy 59, Commerce, GA 30530 Property Records

Banks County property record for 3191 Hwy 59, Commerce, GA 30530

Property Summary

Property TypeRural Home
Details3 bd · 1 ba · 1,380 sqft · built 1964
Lot Size11.1 acres (487,436 sqft)
OwnerCompany Name on File
Last Sale$280,000 (Apr 2022)
Tax Bill$2,248 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNB77 024

Property Details

APN / Parcel Number

Primary APNB77 024
Alternative APN
  • 4049

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,380 sqft Heated Area
1st Floor Area1,380 sqft
Basement Area1,380 sqft
Unfinished Basement1,380 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1986
Architectural StyleRanch
Exterior MaterialBrick Veneer
Construction TypeFrame
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area487,436 sqft (11.1 acres)
PorchSlab
Porch Area20 sqft
Canopy600 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard

Location & Zoning

Account Number4049
Street Address3191 HIGHWAY 59
CityCOMMERCE
StateGA
Zip30530-6727
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeARR
Legal DescriptionGMD 208 & 207 PB F-102 PB 1-307 PB37-144
Legal Subdivision00200-I-85 AREA 6000
JurisdictionBANKS GA
Township / Civil DivisionSOUTHEAST BANKS
Census Block Group2
Census Block2029
Census Tract970400

Owner

Source: Banks County records · APN B77 024

Assessment roll updated November 14, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2909 ILA RD, COMMERCE, GA 30530-4620
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 01, 2022 · Amount on Record
Deed SaleApr 01, 2022 · Amount on Record
Deed Document Number2022303
Deed Book / Page526 / 41
Record UpdatedSep 20, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBANKS GA
Recording DateMar 31, 2022
Property Address3191 HIGHWAY 59, COMMERCE, GA 30530-6727
Document Number0000526/41
Book / Page526 / 41
Instrument DateMar 31, 2022
Instrument2022-000303
Transaction TypeTransfer
Record UpdatedApr 02, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2909 ILA RD, COMMERCE, GA 30530-4620

Mortgage

Document Number0000000526/0000000044
DateApr 01, 2022
Book Page0000000526/0000000044
Lender
NameFIRST CITIZENS BANK
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term36 Months
DueJan 01, 2025

Tax Assessment & Valuation

Source: Banks County records · Assessment roll updated November 14, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyBanks County
Unified School DistrictBanks County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,248.00 (+3.5%)$117,749 (+6.81%) Land $58,222 Building $59,527$294,371 (+6.81%) Land $145,554 Building $148,817
2024$2,172.00 (+23.69%)$110,243 (+27.72%) Land $52,929 Building $57,314$275,608 (+27.72%) Land $132,322 Building $143,286
2023$1,756.00 (+19.21%)$86,318 (+23.06%) Land $44,760 Building $41,558$215,796 (+23.06%) Land $111,900 Building $103,896
2022$1,473.00$70,145 Land $34,545 Building $35,600$175,362 Land $86,362 Building $89,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 17, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
TruVista Communications
Fiber
5,000 / 5,000
Uniti Group
Fiber
2,000 / 2,000

Based on FCC filings for 4 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hwy 59

Nearby Streets

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