3191 FM 2737, Lone Oak, TX 75453 Property Records

Rains County property record for 3191 FM 2737, Lone Oak, TX 75453

Property Summary

Property Type	Rural Home
Details	2 ba · 1,984 sqft · built 1996
Lot Size	15.5 acres (676,922 sqft)
Owner	Individual Name on Record
Tax Bill	$4,509 (2025)
Deeds & Mortgages	Oct 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`0207-0320-0000-43`

Property Details

APN / Parcel Number

Primary APN	`0207-0320-0000-43`
Alternative APNs	`R4550` `4550`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,984 sqft Living Area
1st Floor Area	1,984 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	676,922 sqft (15.5 acres)
Garage Type	Carport
Garage Area	600 sqft
Carport	Carport
Carport Area	600 sqft
Porch	Open Porch
Porch Area	358 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	02070320000043
Street Address	3191 FM 2737
City	LONE OAK
State	TX
Zip	75453-8049
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A-207 F L SMITH SURVEY, 15.54 ACRES
Legal Subdivision	F L SMITH
Legal Block	4
Jurisdiction	RAINS TX
Township / Civil Division	POINT
Census Block Group	4
Census Block	4005
Census Tract	950200

Owner

Source: Rains County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3191 FM 2737, LONE OAK, TX 75453-8049
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 14, 2020
Transfer Doc	02020/2655
Record Updated	Sep 20, 2026

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RAINS TX
Recording Date	Oct 22, 2020
Property Address	3191 FM 2737, LONE OAK, TX 75453-8049
Document Number	02020/2655
Book / Page	2020 / 2655
Instrument Date	Oct 14, 2020
Transaction Type	Transfer
Record Updated	Dec 21, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3191 FM 2737, LONE OAK, TX 75453-8049

Tax Assessment & Valuation

Source: Rains County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rains County
Unified School District	Rains Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,509.00 (-14.42%) Homeowner's exemption	$394,026 (+3.34%) Land $202,101 Building $191,925	$394,026 (+3.34%) Land $202,101 Building $191,925
2024	$5,269.00 (+1.5%)
2023		$381,300 Land $202,101 Building $179,199	$381,300 Land $202,101 Building $179,199
2022	$5,191.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 42% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASH SUD serves 25,875 people · EPA ID TX1160018
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 500
Cumby Telephone Cooperative Fiber	1,000 / 200
Nextlink Fixed Wireless	500 / 100
Peoples Communications Fixed Wireless	500 / 60