Lake County property record for 3191 Fernberg Trl, Ely, MN 55731
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2 ba · 400 sqft · built 2022 |
| Lot Size | 40 acres (1,742,400 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,339 (2026) |
| Deeds & Mortgages | Jun 2018 Mortgage |
| APN | 28-6309-13550 |
| Primary APN | 28-6309-13550 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 400 sqft Gross Area |
| 1st Floor Area | 400 sqft |
| Utility Area | 656 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Rustic |
| Exterior Material | Metal |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Wood |
| Lot Area | 1,742,400 sqft (40 acres) |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Slab |
| Porch Area | 32 sqft |
| Deck Area | 48 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Space Heater |
| Heating Fuel | Wood |
| Street Address | 3199 FERNBERG TRL |
|---|---|
| City | ELY |
| State | MN |
| Zip | 55731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NW14 OF SW14 |
| Legal Range | 09W |
| Legal Township | 63N |
| Legal Section | 13 |
| Jurisdiction | LAKE MN |
| Township / Civil Division | FALL LAKE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 370101 |
Source: Lake County records, as of October 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4530 GARLAND LN N, MINNEAPOLIS, MN 55446-2401 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 3191 FERNBERG TRL, ELY, MN 55731 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | A000189922 |
|---|---|
| Date | Jun 6, 2018 |
| Instrument | A000189922 |
| Name | ELY AREA CU |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 235 Months |
| Due | Jan 1, 2038 |
Source: Lake County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lake County |
| County Subdivision | Fall Lake Township |
| Unified School District | Lake Superior Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,339.00 (-3.95%) | $233,400 (+22.58%) Land $118,000 Building $115,400 | $233,400 (+22.58%) Land $118,000 Building $115,400 |
| 2025 | $1,394.00 | ||
| 2023 | $190,400 Land $95,200 Building $95,200 | $190,400 Land $95,200 Building $95,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 85% of the US · above 95% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
No cell data coverage reported
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