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3191 Cornell Dr, Gulf Breeze, FL 32563 Property Records

Santa Rosa County property record for 3191 Cornell Dr, Gulf Breeze, FL 32563

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,581 sqft · built 2018
Lot Size0.241 acres (10,498 sqft)
Owner2 Individual Names on Record
Last Sale$244,900 (Aug 2018)
Tax Bill$2,293 (2024)
Deeds & MortgagesAug 2021 Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN30-2S-28-0303-00100-0140

Property Details

APN / Parcel Number

Primary APN30-2S-28-0303-00100-0140

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,581 sqft Heated Area
Gross Area2,379 sqft
1st Floor Area2,001 sqft
FlooringCarpet
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2018
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area10,498 sqft (0.241 acres)
Lot Dimensions1,500 ft deep x 700 ft wide
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area90 sqft
Patio Area288 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number302S280303001000140
Street Address3191 CORNELL DR
CityGULF BREEZE
StateFL
Zip32563-2785
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionBAY RIDGE PARK 3RD ADD LOT 14 BLK 1 AS DES IN OR 3760 PG 1990
Legal Range28W
Legal Township02S
Legal Section30
Legal SubdivisionBAY RIDGE PARK 3 ADD
Legal Block1
Legal Lot Number14
JurisdictionSANTA ROSA FL
Township / Civil DivisionMIDWAY
Census Block Group1
Census Block1006
Census Tract10813

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3191 CORNELL DR, GULF BREEZE, FL 32563-2785
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
NEWREZ LLC
Aug 28, 2018Warranty Deed, Subdivision Related Transfer · Conventional with PMI
TRIDENT HM LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 28, 2018 · Amount on Record
Deed SaleAug 28, 2018 · Amount on Record
Prior SaleFeb 27, 2018 · Amount on Record
Deed Document Number201836966
Deed Book / Page3760 / 1990
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address3191 CORNELL DR, GULF BREEZE, FL 32563-2785
Transaction TypeMortgage
Record UpdatedAug 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3191 CORNELL DR, GULF BREEZE, FL 32563-2785

Mortgage

Document Number0041621623
DateAug 12, 2021
Book Page4162/1623
Instrument202154347
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2036

August 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateAug 28, 2018
Property Address3191 CORNELL DR, GULF BREEZE, FL 32563-2785
Document Number0037601990
Book / Page003760 / 001990
Instrument DateAug 24, 2018
Instrument36966
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 10, 2018
Title CompanyEMERALD COAST TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,714.30
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12218 OWENS FALLS DR TOMBALL TX 773757530, TOMBALL, TX 77375-7530

Mortgage

Document Number37601992
DateAug 28, 2018
Book Page003760/001992
Instrument36967
Lender
NameTRIDENT HM LNS
TypeFunding / Finance Company
AddressGULF BREEZE, FL 32561
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 27, 2048

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$2,293.00 (+1.78%) Homeowner's exemption$206,746 (+3%)$287,813 (+8.62%) Land $60,000 Building $227,813
2023$2,253.00 (+2.88%) Homeowner's exemption$200,723 (+3%)$264,981 (+4.17%) Land $60,000 Building $204,981
2022$2,190.00 Homeowner's exemption$194,877$254,367 Land $55,000 Building $199,367

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 333 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies333 in force
Nearby Flood Claims482 (1995–2025)
Claims Outside the SFHA170 of 482
Most Recent ClaimJan 2025 · other causes
Claims by Event
  • Hurricane Sally, Sep 2020 · 82 claims
  • Hurricane Dennis, Jul 2005 · 71 claims
  • Hurricane Frances, Oct 2004 · 234 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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