3191 Ashby Rd, Saint Ann, MO 63074 Property Records

St. Louis County property record for 3191 Ashby Rd, Saint Ann, MO 63074

Property Summary

Property Type	Neighborhood Shopping Center, Strip Center
Details	1 bd · 3,256 sqft · built 2004
Lot Size	0.47 acres (20,473 sqft)
Owner	Company Name on Record
Last Sale	$65,000 (Sep 2018)
Tax Bill	$14,148 (2025)
Deeds & Mortgages	Dec 2020 Loan Modification Nov 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14M-64-1046`

Property Details

APN / Parcel Number

Primary APN	`14M-64-1046`

Interior

Bedrooms	1 Bed
Total Rooms	41 Rooms
Units	5 Units
Stories	1 Story
Building Area	3,256 sqft Gross Area
1st Floor Area	3,256 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Combination
Construction Type	Wood
Lot Area	20,473 sqft (0.47 acres)
Lot Depth	135 ft Depth
Garage Type	Open
Garage Area	2,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3191 ASHBY RD
City	SAINT ANN
State	MO
Zip	63074-3844
Property Category	Commercial
Property Type	Commercial > Retail > Neighborhood Shopping Center, Strip Center
Local Zoning Code	72C1
Legal Description	ACRETON LOT PTS 34 & 35 14M640742 11 21 75
Legal Subdivision	ACRETON
Legal Lot Number	34,35
Jurisdiction	ST LOUIS MO
Township / Civil Division	MIDLAND
Census Block Group	2
Census Block	2015
Census Tract	214901

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	114 E ELM ST, 6, O FALLON, MO 63366-2642
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Loan Modification, Mortgage · Line of Credit CENTRAL BK/ST LOUIS
Nov 15, 2018	Deed of Trust, Mortgage · Line of Credit CENTRAL BK/ST LOUIS
Sep 21, 2018	Warranty Deed, Transfer US TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2018 · Amount on Record
Deed Sale	Sep 21, 2018 · Amount on Record
Prior Sale	Oct 10, 2003 · Amount on Record
Deed Document Number	2018393
Deed Book / Page	23206 / 2021
Prior Transfer Date	Jul 27, 2007
Prior Transfer Doc	0176580120
Record Updated	Oct 29, 2026

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MO
Property Address	3191 ASHBY RD, SAINT ANN, MO 63074-3804
Document Number	0246024027
Instrument Date	Dec 21, 2020
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO/ST LOUIS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	114 E ELM ST #8 O FALLON MO 633662642, 8, O FALLON, MO 63366-2642

Mortgage

Document Number	0246024027
Date	Jan 21, 2021
Book Page	024602/004027
Instrument	443

Lender

Name	CENTRAL BK/ST LOUIS
Address	SAINT LOUIS, MO 63105

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	3191 ASHBY RD, SAINT ANN, MO 63074-3804
Document Number	0232901997
Instrument Date	Nov 15, 2018
Transaction Type	Mortgage
Record Updated	Dec 7, 2018
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8050 WATSON RD #169 ST LOUIS MO 631195329, 169, ST LOUIS, MO 63119-5329

Mortgage

Document Number	0232901997
Date	Nov 21, 2018
Book Page	023290/001997
Instrument	401

Lender

Name	CENTRAL BK/ST LOUIS
Address	SAINT LOUIS, MO 63105

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 21, 2018
Property Address	3191 ASHBY RD, SAINT ANN, MO 63074-3804
Document Number	0232062021
Book / Page	023206 / 002021
Instrument Date	Sep 21, 2018
Instrument	393
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	US TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8050 WATSON RD ST LOUIS MO 631195329, ST LOUIS, MO 63119-5329

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	St. Ann City
Unified School District	Ritenour School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,960 (-) Land $39,300 Building $74,660	$356,100 (-) Land $122,800 Building $233,300
2025	$14,148.00 (+10.5%)	$113,960 (+11.67%) Land $39,300 Building $74,660	$356,100 (+11.67%) Land $122,800 Building $233,300
2024	$12,804.00 (+2.72%)
2023	$12,465.00	$102,050 Land $39,300 Building $62,750	$318,900 Land $122,800 Building $196,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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