31909 del Cielo Este, Unit 3, Bonsall, CA 92003 Property Records

San Diego County property record for 31909 del Cielo Este, Unit 3, Bonsall, CA 92003

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,107 sqft · built 1996
Lot Size	1.49 acres (64,963 sqft)
Owner	Individual Name on File
Last Sale	$445,000 (Oct 2025)
Tax Bill	$4,711 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`126-370-20-03`

Property Details

APN / Parcel Number

Primary APN	`126-370-20-03`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,107 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Condo/Apartment
Lot Area	64,963 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	31909 DEL CIELO ESTE, 3
City	BONSALL
State	CA
Zip	92003-3913
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RU
Legal Description	PAR 1 US 3 PER DOC04-76042&UND INT IN TR PM13997
Legal Subdivision	THE DOWNS CONDOMINIUM
Legal Tract	1013997
Legal Block	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	3
Census Block	3004
Census Tract	18803

Owner

31909 del Cielo Este, Unit 3 is owned by an individual who bought it in October 2025.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	31909 DEL CIELO ESTE, 3, BONSALL, CA 92003-3913
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Grant Deed, Transfer · VA Mortgage MEGA CAPITAL FUNDING INC
Mar 6, 2023	Grant Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2025 · Amount on File
Deed Sale	Oct 1, 2025 · Amount on File
Prior Sale	Mar 6, 2023 · Amount on File
Deed Document Number	2025273620
Prior Transfer Date	Mar 16, 2004
Prior Transfer Doc	0000294934
Record Updated	Oct 29, 2026

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 1, 2025
Property Address	31909 DEL CIELO ESTE UNIT 3, 3, BONSALL, CA 92003-3913
Document Number	0000273620
Map Reference	DOC 85-402194
Instrument Date	Sep 18, 2025
Instrument	2025-0273620
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31909 DEL CIELO ESTE UNIT 3, 3, BONSALL, CA 92003-3913

Mortgage

Document Number	0000273621
Date	Oct 1, 2025
Instrument	2025-0273621

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 6, 2023
Property Address	31909 DEL CIELO ESTE UNIT 3, 3, BONSALL, CA 92003-3913
Document Number	0000056970
Map Reference	FILE 85-402194
Instrument Date	Feb 9, 2023
Instrument	2023-0056970
Transaction Type	Transfer
Record Updated	Mar 15, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	31909 DEL CIELO ESTE UNIT 3, 3, BONSALL, CA 92003-3913

Mortgage

Document Number	0000056971
Date	Mar 6, 2023
Instrument	2023-0056971

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 31909 del Cielo Este, Unit 3 was $4,711.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$445,000 (-2.12%) Land $209,609 Building $235,391
2025	$4,711.00 Homeowner's exemption	$454,653 Land $214,156 Building $240,497
2023	$3,973.00 (+1.72%)	$377,142 Land $177,646 Building $199,496
2022	$3,906.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 31909 del Cielo Este, Unit 3 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1993–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31909 del Cielo Este, Unit 3 is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: AT&T, Verizon.

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