31909 del Cielo Este, Unit 23, Bonsall, CA 92003 Property Records

San Diego County property record for 31909 del Cielo Este, Unit 23, Bonsall, CA 92003

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 728 sqft · built 1996
Lot Size	1.49 acres (64,963 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Jun 2025)
Tax Bill	$4,145 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`126-370-20-23`

Property Details

APN / Parcel Number

Primary APN	`126-370-20-23`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Building Area	728 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Condo/Apartment
Lot Area	64,963 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	31909 DEL CIELO ESTE, 23
City	BONSALL
State	CA
Zip	92003-3917
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RU
Legal Description	PAR 1 US 23PER DOC04-76042&UND INT IN TR PM13997
Legal Subdivision	DOWNS CONDO
Legal Tract	1013997
Legal Block	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	3
Census Block	3004
Census Tract	18803

Owner

31909 del Cielo Este, Unit 23 is owned by an individual who bought it in June 2025.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	31909 DEL CIELO ESTE, 23, BONSALL, CA 92003-3917
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2023	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 1, 2020	Deed of Trust, Mortgage · Conventional with PMI NATIONS LNDG
May 11, 2018	Grant Deed, Transfer · Conventional with PMI CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2025 · Amount on File
Deed Sale	Jun 30, 2025 · Amount on File
Prior Sale	Jun 29, 2023 · Amount on File
Deed Document Number	2025174103
Record Updated	Oct 29, 2026

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 29, 2023
Property Address	31909 DEL CIELO ESTE UNIT 23, 23, BONSALL, CA 92003-3917
Document Number	0000170918
Map Reference	FILE 85-402194
Instrument Date	Jun 27, 2023
Instrument	2023-0170918
Transaction Type	Transfer
Record Updated	Jul 11, 2023
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31909 DEL CIELO ESTE UNIT 23, 23, BONSALL, CA 92003-3917

Mortgage

Document Number	0000170919
Date	Jun 29, 2023
Instrument	2023-0170919

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	31909 DEL CIELO ESTE UNIT 23, 23, BONSALL, CA 92003-3917
Document Number	0000173679
Instrument Date	Apr 1, 2020
Transaction Type	Mortgage
Record Updated	Apr 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	31909 DEL CIELO ESTE #23 BONSALL CA 920033917, 23, BONSALL, CA 92003-3917

Mortgage

Document Number	0000173679
Date	Apr 6, 2020
Instrument	173679

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2050

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 11, 2018
Property Address	31909 DEL CIELO ESTE UNIT 23, 23, BONSALL, CA 92003-3917
Document Number	0000191465
Instrument Date	Apr 13, 2018
Instrument	191465
Transaction Type	Transfer
Record Updated	May 21, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$259.60
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	31909 DEL CIELO ESTE #23 BONSALL CA 920033917, 23, BONSALL, CA 92003-3917

Mortgage

Document Number	191466
Date	May 11, 2018
Instrument	191466

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 10, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 31909 del Cielo Este, Unit 23 was $4,145.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$367,200 (-8.33%) Land $306,000 Building $61,200
2025	$4,145.00 Homeowner's exemption	$400,552 Land $244,058 Building $156,494
2023	$2,659.00 (+1.76%) Homeowner's exemption	$258,095 (+2%) Land $157,258 Building $100,837
2022	$2,613.00 Homeowner's exemption	$253,035 Land $154,175 Building $98,860

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 31909 del Cielo Este, Unit 23 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1993–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31909 del Cielo Este, Unit 23 is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: AT&T, Verizon.

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