31903 Bay St, Tavares, FL 32778 Property Records

Lake County property record for 31903 Bay St, Tavares, FL 32778

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,331 sqft · built 1964
Lot Size0.25 acres (10,873 sqft)
OwnerIndividual Name on Record
Last Sale$420,000 (Sep 2024)
Tax Bill$4,752 (2024)
Deeds & MortgagesSep 2022 Sale
Flood ZoneZone X (minimal risk)
APN25-19-25-0800-000-02800

Property Details

APN / Parcel Number

Primary APN25-19-25-0800-000-02800
Alternative APN
  • 1768292

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,331 sqft Living Area
1st Floor Area2,175 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 2018
Exterior MaterialConcrete Block
Construction TypeFrame
Roof MaterialAsphalt
Lot Area10,873 sqft (0.25 acres)
Lot Dimensions117 ft deep x 87 ft wide
View / LotCanal
PorchFlorida Room
Porch Area232 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number1768292
Street Address31903 BAY ST
CityTAVARES
StateFL
Zip32778-4610
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionRIVERWOOD UNIT TWO LOT 28 PB 17 PG 13 ORB 6406 PG 1293
Legal Range25E
Legal Township19S
Legal Section25
Legal SubdivisionRIVERWOOD UNIT
Legal Tract0800
Legal Lot Number28
JurisdictionLAKE FL
Township / Civil DivisionLEESBURG EAST
Census Block Group1
Census Block1073
Census Tract30702

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address591 SE 5TH AVE, POMPANO BEACH, FL 33060-8101
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2024 · Amount on Record
Deed SaleSep 30, 2024 · Amount on Record
Prior SaleSep 21, 2022 · Amount on Record
Deed Document Number2024114800
Deed Book / Page6406 / 1293
Prior Transfer DateFeb 13, 2009
Prior Transfer Doc0037371231
Record UpdatedJun 8, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateSep 21, 2022
Property Address31903 BAY ST, TAVARES, FL 32778-4610
Document Number0060280278
Book / Page6028 / 278
Map ReferenceMB 17 PG 13
Instrument DateSep 12, 2022
Instrument2022127475
Transaction TypeTransfer
Record UpdatedMay 18, 2023
Title CompanyAPPLE TITLE LIMITED, APPLE TITLE LTD

Transaction

AmountAmount Recorded
Tax$1,315.30
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2687 ATHENS DR, LEESBURG, FL 34748-7330

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2200 STUCKEY RD, DANVILLE, GA 31017-2446

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$324,972 (+10.17%) Land $120,000 Building $204,972$324,972 (+10.17%) Land $120,000 Building $204,972
2025$294,972 (+2.53%) Land $90,000 Building $204,972$294,972 (+2.53%) Land $90,000 Building $204,972
2024$4,752.00 (+7.2%)
2023$4,433.00 (+115.19%)$287,692 (+79.9%)$287,692 (-) Land $90,000 Building $197,692
2022$2,060.00 Homeowner's exemption Disabled Person's exemption Widower's exemption$159,920$287,692 Land $90,000 Building $197,692

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Summit Broadband
Fiber
2,000 / 2,000
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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