3190 SW 109th Ave, Miami, FL 33165 Property Records

Miami-Dade County property record for 3190 SW 109th Ave, Miami, FL 33165

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,971 sqft · built 1991
Lot Size0.352 acres (15,335 sqft)
OwnerIndividual Name on Record
Last Sale$87,000 (Dec 2010)
Tax Bill$4,376 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Feb 2022 Mortgage
Flood ZoneZone X (moderate risk)
APN30-4018-081-0060

Property Details

APN / Parcel Number

Primary APN30-4018-081-0060

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,971 sqft Living Area
Gross Area4,382 sqft
1st Floor Area2,971 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Lot Area15,335 sqft (0.352 acres)
Garage Area267 sqft
PorchSlab
Porch Area373 sqft
Patio Area1,140 sqft

Location & Zoning

Street Address3190 SW 109TH AVE
CityMIAMI
StateFL
Zip33165-2330
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code2100
Legal DescriptionEDAN ESTATES PB 131-12 LOT 6 BLK 1 LOT SIZE 15335 SQ FT OR 14944-3767 0391 1
Legal Range40E
Legal Township54S
Legal Section18
Legal SubdivisionEDAN ESTATES
Legal Block1
Legal Lot Number6
JurisdictionDADE FL
Township / Civil DivisionSOUTH WESTSIDE
Census Block Group1
Census Block1028
Census Tract8809

Owner

Source: Miami-Dade County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3190 SW 109TH AVE, MIAMI, FL 33165-2330
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2026Deed of Trust, Mortgage · Line of Credit
LENDAGE LLC
Feb 1, 2022Deed of Trust, Mortgage · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 21, 2010 · Amount on Record
Deed SaleDec 21, 2010 · Amount on Record
Deed Document Number2010850847
Deed Book / Page27528 / 1902
Last Transfer DateOct 14, 2011
Transfer Doc0000864182
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Recording DateJun 22, 2026
Property Address3190 SW 109TH AVE, MIAMI, FL 33165-2330
Document Number0000422844
Book / Page35362 / 766
Instrument DateJun 10, 2026
Instrument2026422844
Transaction TypeMortgage
Record UpdatedJul 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3190 SW 109TH AVE, MIAMI, FL 33165-2330

Mortgage

Document Number0000422844,
DateJun 22, 2026
Book Page35362/766
Instrument2026422844
Lender
NameLENDAGE LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJul 1, 2041
Interest
Rate5.71%
Max Rate-1%

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address3190 SW 109TH AVE, MIAMI, FL 33165-2330
Transaction TypeMortgage
Record UpdatedFeb 28, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address3190 SW 109TH AVE, MIAMI, FL 33165-2330

Mortgage

Document Number0000092578
DateFeb 1, 2022
Book Page32993/3486
Instrument2022R0092578
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2052

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of July 21, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,376.00 (+9.35%) Homeowner's exemption Widower's exemption$262,649 (+5.99%)$1,034,794 (+28.11%) Land $500,528 Building $534,266
2023$4,002.00 (+2.27%) Homeowner's exemption Additional exemption filed$247,813 (+3%)$807,728 (+11.01%) Land $348,852 Building $458,876
2022$3,913.00 Homeowner's exemption Additional exemption filed$240,596$727,630 Land $265,431 Building $462,199

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMDWASA - MAIN SYSTEM
serves 2,377,460 people · EPA ID FL4130871
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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