Saginaw County property record for 3190 Studor Rd, Saginaw, MI 48601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,222 sqft · built 1964 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $43,400 (May 1993) |
| Tax Bill | $2,220 (2025) |
| Deeds & Mortgages | Feb 2017 Loan Modification Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-11-5-07-1108-000 |
| Primary APN | 09-11-5-07-1108-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,222 sqft Living Area |
| 1st Floor Area | 1,222 sqft |
| Basement Area | 1,222 sqft |
| Finished Basement | 1,222 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Raised Ranch |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Area | 594 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 44 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 3190 STUDOR RD |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48601-5732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 STUDOR HEIGHTS SUB DIV SEC 7 T11N R5E |
| Legal Range | 05E |
| Legal Township | 11N |
| Legal Section | 07 |
| Legal Subdivision | STUDOR HEIGHTS SUB |
| Legal Lot Number | 8 |
| Legal Unit | 8 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | BRIDGEPORT |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 11500 |
3190 Studor Rd is owned and occupied by an individual who acquired it in February 2000.
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3190 STUDOR RD, SAGINAW, MI 48601-5732 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2017 | Loan Modification, Mortgage · FHA Mortgage QUICKEN LNS |
| Feb 22, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 17, 1993 · Amount on File |
| Deed Sale | May 17, 1993 · Amount on File |
| Deed Book / Page | 1861 / 656 |
| Last Transfer Date | Feb 28, 2000 |
| Transfer Doc | 2166001665 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 3190 STUDOR RD, SAGINAW, MI 48601-5732 |
| Document Number | 0000005894 |
| Instrument Date | Feb 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2017 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3190 STUDOR RD SAGINAW MI 486015732, SAGINAW, MI 48601-5732 |
| Document Number | 0000005894 |
|---|---|
| Date | Mar 13, 2017 |
| Book Page | 002892/000925 |
| Instrument | 5894 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 12, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 3190 STUDOR RD, SAGINAW, MI 48601-5732 |
| Document Number | 0000005895 |
| Instrument Date | Feb 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2019 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3190 STUDOR RD SAGINAW MI 486015732, SAGINAW, MI 48601-5732 |
| Document Number | 0000005895 |
|---|---|
| Date | Mar 13, 2017 |
| Book Page | 002892/000931 |
| Instrument | 5895 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 12, 2047 |
The 2025 property tax bill for 3190 Studor Rd was $2,220 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Bridgeport Charter Township |
| Unified School District | Bridgeport-Spaulding Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $65,200 | $130,400 | |
| 2025 | $2,220.00 Homeowner's exemption | ||
| 2023 | $56,300 | $112,600 | |
| 2022 | $1,803.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3190 Studor Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2004) |
| Most Recent Claim | Mar 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3190 Studor Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRIDGEPORT TOWNSHIP serves 10,104 people · EPA ID MI0000840 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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