Winneshiek County property record for 3190 State Hwy 9, Ridgeway, IA 52165
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,105 sqft · built 1940 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $310,000 (Nov 2023) |
| Tax Bill | $1,656 (2026) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 090440000300 |
| Primary APN | 090440000300 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,105 sqft Living Area |
| 1st Floor Area | 650 sqft |
| Basement Area | 650 sqft |
| Unfinished Basement | 650 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Type | Detached |
| Garage Area | 936 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 50 sqft |
| Shed | 1 Shed |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3190 STATE HIGHWAY 9 |
|---|---|
| City | RIDGEWAY |
| State | IA |
| Zip | 52165-8554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | LOT 1 SE 1/4 |
| Legal Range | 10W |
| Legal Township | 98N |
| Legal Section | 04 |
| Legal Lot Number | 1 |
| Jurisdiction | WINNESHIEK IA |
| Township / Civil Division | LINCOLN |
| Census Block Group | 3 |
| Census Block | 3125 |
| Census Tract | 950100 |
3190 State Hwy 9, a rural home, is owned by two individuals who bought it in November 2023.
Source: Winneshiek County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3251 275TH ST, RIDGEWAY, IA 52165-8552 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2023 · Amount on File |
| Deed Sale | Nov 20, 2023 · Amount on File |
| Deed Document Number | 20232791 |
| Deed Book / Page | 2023 / 2791 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Recording Date | Nov 20, 2023 |
| Property Address | 3190 STATE HIGHWAY 9, RIDGEWAY, IA 52165-8554 |
| Document Number | 02023/2791 |
| Book / Page | 2023 / 2791 |
| Instrument Date | Nov 15, 2023 |
| Instrument | 2023 2791 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $495.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3251 275TH ST, RIDGEWAY, IA 52165-8552 |
| Document Number | 0020232792 |
|---|---|
| Date | Nov 20, 2023 |
| Instrument | 2023 2792 |
| Name | CRESCO BANK & TRUST CO |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 3190 State Hwy 9 was $1,656.
Source: Winneshiek County assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Winneshiek County |
| Unified School District | Howard-Winneshiek Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,656.00 | $141,860 (-) Land $21,090 Building $120,770 | $141,860 (-) Land $21,090 Building $120,770 |
| 2025 | $1,656.00 (+7.95%) | $141,860 Land $21,090 Building $120,770 | $141,860 Land $21,090 Building $120,770 |
| 2024 | $1,534.00 | ||
| 2023 | $119,460 (+15.54%) Land $15,570 Building $103,890 | $119,460 Land $15,570 Building $103,890 | |
| 2022 | $1,374.00 Homeowner's exemption Additional exemption filed | $103,390 Land $12,500 Building $90,890 | |
| 2021 | $103,390 Land $12,500 Building $90,890 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3190 State Hwy 9 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3190 State Hwy 9 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harmony Telephone Company Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 1,000 / 500 |
| GigFire Fixed Wireless | 150 / 130 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures