3190 Ruby Dr, Mount Dora, FL 32757 Property Records

Lake County property record for 3190 Ruby Dr, Mount Dora, FL 32757 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2005
Square Footage	1,109 sqft Living Area
Lot Size	7,150 sqft (0.164 acres)
Garage	Carport
Occupancy	Owner Occupied
Tax Bill	$1,090.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`26-19-26-0400-000-03800`
Alternative APN	`1641594`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,109 sqft Living Area
1st Floor	1,109 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2005
Exterior Material	Brick Exterior
Construction Type	Concrete Blocks Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Material	Shingle Roof
Lot Area	7,150 sqft (0.164 acres)
Depth X Width	110 ft x 65 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Carport Garage
Carport	Carport
Porch	Open Porch
Porch Area	64 sqft Porch
Utility Building	160 sqft Utility Building

Utilities and HVAC

Cooling System	None Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	1641594
Street Address	3190 RUBY DR
City	MOUNT DORA
State	FL
Zip	32757-4614
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	GOLDEN ISLE LOT 38 PB 15 PG 44 ORB 2563 PG 2448 ORB 2579 PGS 1368-1370
Legal Range	26E
Legal Township	19S
Legal Section	26
Legal Subdivision	GOLDEN ISLE
Legal Tract	400
Legal Lot Number	38
Jurisdiction	LAKE FL
Minor Civil Division	MOUNT DORA
Census Blockgroup	3
Census Block	3002
Census Tract	30915

Owner

Source: Lake County records · APN 26-19-26-0400-000-03800

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3190 RUBY DR, MOUNT DORA, FL 32757-4614
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 08, 2004
Deed Sale	May 08, 2004
Prior Sale	May 16, 1996 · Amount on Record
Deed Doc Number	0025791368
Deed Book / Page	01484 / 01548
Prior Transfer Date	Dec 19, 1996
Prior Transfer Doc	0148401548
Record Refreshed	Jun 08, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	3190 RUBY DR, MOUNT DORA, FL 32757-4614
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3190 RUBY DR, MOUNT DORA, FL 32757-4614

Mortgage

Document Number	0056010990
Date	Dec 15, 2020
Book Page	5601/990
Instrument	2020141065

Lender

Name	UNITED SOUTHERN BANK
Type	Bank
Address	UMATILLA, FL 32784

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Nov 20, 2040

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$50,750 (+5.97%) Land $31,680 Building $19,070	$141,208 (+2.47%) Land $31,680 Building $109,528
2024	$1,090.00 (+24.29%)
2023	$877.00 (+25.29%) Homeowner's exemption	$47,890 (+2.99%)	$137,799 (+5.03%) Land $31,680 Building $106,119
2022	$700.00 Homeowner's exemption	$46,500	$131,199 Land $25,080 Building $106,119

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 7% of the US · above 6% of Florida
Wildfire Likelihood	About 1 in 2,941 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.