3190 Red Rd, Sparta, TN 38583 Property Records

Cumberland County property record for 3190 Red Rd, Sparta, TN 38583

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,456 sqft · built 1980
Owner	Individual Name on File
Last Sale	$20,000 (Feb 2024)
Tax Bill	$350 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`108-002.00`

Property Details

APN / Parcel Number

Primary APN	`108-002.00`
Alternative APNs	`0810810800200` `018108 00200`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1998
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Terrain	Rolling
Porch	Finished/Open Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	3190 RED RD
City	SPARTA
State	TN
Zip	38583-7721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REM ALAINA BERNETTA & SUE BEATY
Legal Subdivision	SEV MIN DOOCHIN 64 AC
Jurisdiction	CUMBERLAND TN
Township / Civil Division	8
Census Block Group	1
Census Block	1019
Census Tract	970302

Owner

3190 Red Rd is owned by an individual who bought it in February 2024.

Source: Cumberland County records, as of August 13, 2026

Owner of Record	Individual Name on File
Mailing Address	3098 RED RD, SPARTA, TN 38583-7721
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF TENNESSEE
Feb 23, 2024	Quit Claim Deed, Transfer Quitclaim
Jun 9, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2024 · Amount on File
Deed Sale	Feb 23, 2024 · Amount on File
Prior Sale	Jun 9, 2023 · Amount on File
Deed Document Number	202417036
Deed Book / Page	1690 / 1546
Prior Transfer Date	Dec 13, 2016
Prior Transfer Doc	0000016230
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND TN
Recording Date	Jul 31, 2026
Property Address	3190 RED RD, SPARTA, TN 38583-7721
Document Number	0000010563
Book / Page	1755 / 811
Instrument Date	Jul 21, 2026
Instrument	202610563
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3190 RED RD, SPARTA, TN 38583-7721

Mortgage

Document Number	0000010563,
Date	Jul 31, 2026
Book Page	1755/811
Instrument	202610563

Lender

Name	BANK OF TENNESSEE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.49%
Max Rate	-1%

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUMBERLAND TN
Recording Date	Feb 23, 2024
Property Address	3190 RED RD, SPARTA, TN 38583-7721
Document Number	0000017036
Book / Page	1690 / 1548
Instrument Date	Feb 23, 2024
Instrument	24017036
Transaction Type	Transfer
Record Updated	Mar 11, 2024

Transaction

Amount	Amount on Record
Tax	$96.20
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3098 RED RD, SPARTA, TN 38583-7721

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14034 HIGHWAY 70 W, SPARTA, TN 38583-8015

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUMBERLAND TN
Recording Date	Jun 9, 2023
Property Address	3190 RED RD, SPARTA, TN 38583-7721
Document Number	0000007206
Book / Page	1673 / 1223
Instrument Date	Jun 4, 2023
Instrument	23007206
Transaction Type	Transfer
Record Updated	Jun 27, 2023

Transaction

Amount	Amount on Record
Tax	$74.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3190 RED RD, SPARTA, TN 38583-7721

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3098 RED RD, SPARTA, TN 38583-7721

Tax Assessment & Valuation

The 2025 property tax bill for 3190 Red Rd was $350.

Source: Cumberland County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Cumberland County
Unified School District	Cumberland County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$350.00	$30,875 Land $2,000 Building $28,875	$123,500 Land $8,000 Building $115,500
2024	$350.00
2023		$30,875 (-) Land $2,000 Building $28,875
2022	$350.00	$30,875 Land $2,000 Building $28,875	$123,500 (-) Land $8,000 Building $115,500
2021			$123,500 Land $8,000 Building $115,500
2018	$225.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3190 Red Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective November 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2019

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3190 Red Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 79% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUMBERLAND PLATEAU W.A.#3 serves 5,659 people · EPA ID TN0000557
Water Source	Purchased surface water from BON DE CROFT UTILITY DISTRICT
Last State Inspection	Sep 2025
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment currently in violation since Sep 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Red Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures