3190 Mulberry Dr, Soquel, CA 95073 Property Records

Santa Cruz County property record for 3190 Mulberry Dr, Soquel, CA 95073

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,259 sqft · built 1981
Lot Size	0.143 acres (6,229 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,100,000 (Apr 2025)
Tax Bill	$6,529 (2025)
Deeds & Mortgages	May 2021 Transfer May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`037-311-10`

Property Details

APN / Parcel Number

Primary APN	`037-311-10`
Alternative APN	`037-311-10-000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	2,259 sqft Living Area
Gross Area	2,731 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1985
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	6,229 sqft (0.143 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	472 sqft
Parking Spaces	2 Parking Spaces
Deck Area	70 sqft
Patio Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3190 MULBERRY DR
City	SOQUEL
State	CA
Zip	95073-2924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Description	TRACT 758 LOT 10
Legal Subdivision	MAPLETHORPE GARDENS
Legal Tract	758
Legal Lot Number	10
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2000
Census Tract	122001

Owner

Source: Santa Cruz County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3190 MULBERRY DR, SOQUEL, CA 95073-2924
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
May 26, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
May 11, 2017	Deed of Trust, Mortgage · Line of Credit SANTA CRUZ COUNTY BANK
Dec 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2025 · Amount on Record
Deed Sale	Apr 17, 2025 · Amount on Record
Prior Sale	Sep 30, 1997 · Amount on Record
Deed Document Number	20257847
Prior Transfer Date	Apr 19, 2021
Prior Transfer Doc	0000029654
Record Updated	Oct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	May 26, 2021
Property Address	3190 MULBERRY DR, SOQUEL, CA 95073-2924
Document Number	0000029656
Map Reference	VOL 65 PG 74
Instrument Date	Apr 19, 2021
Instrument	2021-0029656
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3190 MULBERRY DR, SOQUEL, CA 95073-2924

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	May 26, 2021
Property Address	3190 MULBERRY DR, SOQUEL, CA 95073-2924
Document Number	0000029654
Map Reference	VOL 65 PG 74
Instrument Date	Apr 19, 2021
Instrument	2021-0029654
Transaction Type	Transfer
Record Updated	Jun 11, 2021
Title Company	CALIFORNIA MEMBERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3190 MULBERRY DR, SOQUEL, CA 95073-2924

Mortgage

Document Number	0000029655
Date	May 26, 2021
Instrument	2021-0029655

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	3190 MULBERRY DR, SOQUEL, CA 95073-2924
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015548
Date	May 11, 2017
Instrument	2017-0015548

Lender

Name	SANTA CRUZ COUNTY BANK
Type	Bank
Address	SANTA CRUZ, CA 95061

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	3190 MULBERRY DR, SOQUEL, CA 95073-2924
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044179
Date	Dec 28, 2017
Instrument	2017-0044179

Lender

Name	COMMERCE MORTGAGE
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,122,000 (+160.73%) Land $852,720 Building $269,280
2025	$6,529.00 (+8.02%)	$430,335 (+4.04%) Land $258,200 Building $172,135
2024	$6,044.00 (+2.89%)
2023	$5,874.00 (+1.84%) Homeowner's exemption	$413,625 Land $248,174 Building $165,451	$990,270
2022	$5,768.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications.

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