3190 Fox Run Cir, Kinston, NC 28504 Property Records

Lenoir County property record for 3190 Fox Run Cir, Kinston, NC 28504

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,924 sqft · built 1988
Lot Size	0.98 acres (42,689 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Jun 2026)
Tax Bill	$2,038 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`359601476604`

Property Details

APN / Parcel Number

Primary APN	`359601476604`
Alternative APN	`3514`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,924 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Roof Material	Other
Lot Area	42,689 sqft (0.98 acres)
Lot Dimensions	95.8 ft deep x 445 ft wide
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	156 sqft
Deck Area	Deck Area
Patio Area	292 sqft
Utility Building	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	3190 FOX RUN CIR
City	KINSTON
State	NC
Zip	28504-7548
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3190 FOX RUN CR 3190 FOX RUN CR
Legal Subdivision	JOE BRAD SMITH MARY ANN SMITH
Jurisdiction	LENOIR NC
Township / Civil Division	FALLING CREEK
Census Block Group	4
Census Block	4001
Census Tract	11001

Owner

3190 Fox Run Cir is owned and occupied by two individuals who bought it in June 2026.

Source: Lenoir County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3190 FOX RUN CIR, KINSTON, NC 28504-7548
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CREDIT UNION
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2026 · Amount on File
Deed Sale	Jun 29, 2026 · Amount on File
Prior Sale	Sep 6, 2013 · Amount on File
Deed Book / Page	2094 / 682
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LENOIR NC
Recording Date	Jun 29, 2026
Property Address	3190 FOX RUN CIR, KINSTON, NC 28504-7548
Document Number	2094000682
Book / Page	2094 / 682
Instrument Date	Jun 25, 2026
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$73,730.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3190 FOX RUN CIR, KINSTON, NC 28504-7548

Mortgage

Document Number	2094000684,
Date	Jun 29, 2026
Book Page	2094/684

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.65%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENOIR NC
Property Address	3190 FOX RUN CIR, KINSTON, NC 28504-7548
Transaction Type	Mortgage
Record Updated	May 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019120125
Date	Mar 30, 2021
Book Page	1912/125

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 3190 Fox Run Cir was $2,038, down 4.2% from the year before.

Source: Lenoir County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lenoir County
Unified School District	Lenoir County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,038.00 (-4.23%)	$281,392 (-) Land $26,589 Building $254,803	$281,392 (-) Land $26,589 Building $254,803
2025	$2,128.00	$281,392 Land $26,589 Building $254,803	$281,392 Land $26,589 Building $254,803
2023	$1,753.00	$184,311 Land $25,000 Building $159,311	$184,311 Land $25,000 Building $159,311

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3190 Fox Run Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3190 Fox Run Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KINSTON serves 27,475 people · EPA ID NC0454010
Water Source	Purchased surface water from NEUSE REGIONAL WTR & SWR AUTH
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
InfinityLink Communications Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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