3190 E Central Ave, Bartow, FL 33830 Property Records

Polk County property record for 3190 E Central Ave, Bartow, FL 33830 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 2010
Square Footage	1,516 sqft Living Area
Lot Size	8,220 sqft (0.189 acres)
Occupancy	Owner Occupied
Last Sale	$275,000 (2023)
Tax Bill	$580.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`26-30-16-000000-032070`
Alternative APNs	`163026000000032070` `63026000`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Building Area	1,516 sqft Living Area
Gross Area	1,867 sqft Gross Area
1st Floor	1,296 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2010
Exterior Material	Brick Exterior
Construction Type	Wood Construction
Roof Construction	Gable Roof Construction
Roof Material	Metal Roof
Lot Area	8,220 sqft (0.189 acres)
Depth X Width	105 ft x 100 ft Depth x Width
Garage Type	Attached Garage
Garage Area	351 sqft Garage
Shed	1 Shed
Porch Area	340 sqft Porch

Location & Zoning

Street Address	3190 E CENTRAL AVE
City	BARTOW
State	FL
Zip	33830-8586
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BEG INTER OF C/L SR 655-A & N-LINE OF SE1/4 OF NW1/4 RUN E 220 FT S 230 FT W 197.76 FT TO C/L SR 655-A FOR POB RUN E 105.76 FT N 100 FT W 106 FT M/L TO C/L SR 655-A SLY ALONG R/W TO POB LESS SR 655-A R/W
Legal Subdivision	ALAMEDA HEIGHTS
Legal Tract	000000
Legal Block	1
Jurisdiction	POLK FL
Minor Civil Division	BARTOW
Census Blockgroup	1
Census Block	1025
Census Tract	15302

Owner

Source: Polk County records · APN 26-30-16-000000-032070

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3190 E CENTRAL AVE, BARTOW, FL 33830-8586
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Single Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 28, 2023 · Amount on Record
Deed Sale	Jun 28, 2023 · Amount on Record
Prior Sale	Jun 28, 1996 · Amount on Record
Deed Doc Number	2023152007
Deed Book / Page	12745 / 1840
Record Refreshed	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 28, 2023
Property Address	3190 E CENTRAL AVE, BARTOW, FL 33830-8586
Document Number	0000152007
Book / Page	12745 / 1840
Instrument Date	Jun 01, 2023
Instrument	2023152007
Transaction Type	Transfer
Record Updated	Jul 13, 2023
Title Company	SMART TITLE II LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 191, ALTURAS, FL 33820-0191

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3190 E CENTRAL AVE, BARTOW, FL 33830-8586

Mortgage

Document Number	0127451842
Date	Jun 28, 2023
Instrument	12745/1842

Lender

Name	OPEN BANK
Type	Bank

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.65%
Type Change Date	Aug 01, 2023
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).
Index	52-Week T-Bill (1-Year)
Max Rate	12.6%

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$580.00 (-73.99%) Homeowner's exemption	$90,105 (-42.79%)	$186,110 (+18.16%) Land $19,530 Building $166,580
2023	$2,230.00 (+15.07%)	$157,511 (+30.4%) Land $18,600 Building $138,911	$157,511 (+30.4%) Land $18,600 Building $138,911
2022	$1,938.00	$120,789 Land $13,485 Building $107,304	$120,789 Land $13,485 Building $107,304

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 36% of Florida
Wildfire Likelihood	About 1 in 495 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.