3190 Central Ave, Spring Valley, CA 91977 Property Records

San Diego County property record for 3190 Central Ave, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,331 sqft · built 1960
Lot Size	0.233 acres (10,132 sqft)
Owner	2 Individual Names on Record
Last Sale	$635,000 (Jun 2021)
Tax Bill	$8,853 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Nov 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`503-173-17-00`

Property Details

APN / Parcel Number

Primary APN	`503-173-17-00`
Alternative APN	`5030532000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,331 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	10,132 sqft (0.233 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	5030532000
Street Address	3190 CENTRAL AVE
City	SPRING VALLEY
State	CA
Zip	91977-2512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOTS 433 & 434 POR TR 002034
Legal Subdivision	LA MESA COUNTRY CLUB
Legal Tract	002034
Legal Block	3
Legal Lot Number	433,4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3007
Census Tract	13801

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3190 CENTRAL AVE, SPRING VALLEY, CA 91977-2512
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Nov 23, 2022	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Jun 29, 2021	Grant Deed, Transfer · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Nov 29, 2017	Quit Claim Deed, Transfer · FHA Mortgage MONEY SOURCE
Mar 23, 2017	Grant Deed, Transfer · FHA Mortgage CORNERSTONE MORTGAGE GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2021 · Amount on Record
Deed Sale	Jun 29, 2021 · Amount on Record
Prior Sale	Mar 23, 2017 · Amount on Record
Deed Document Number	2021471711
Prior Transfer Date	May 29, 1996
Prior Transfer Doc	0000322735
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3190 CENTRAL AVE, SPRING VALLEY, CA 91977-2512
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3190 CENTRAL AVE, SPRING VALLEY, CA 91977-2512

Mortgage

Document Number	0000263730
Date	Sep 23, 2025
Instrument	2025-0263730

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	CERRITOS, CA 90703

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	310 Months
Due	Jul 1, 2051

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3190 CENTRAL AVE, SPRING VALLEY, CA 91977-2512
Transaction Type	Mortgage
Record Updated	Dec 5, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3190 CENTRAL AVE, SPRING VALLEY, CA 91977-2512

Mortgage

Document Number	0000447401
Date	Nov 23, 2022
Instrument	2022-0447401

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 29, 2021
Property Address	3190 CENTRAL AVE, SPRING VALLEY, CA 91977-2512
Document Number	0000471711
Map Reference	MAP 2034
Instrument Date	Jun 27, 2021
Instrument	2021-0471711
Transaction Type	Transfer
Record Updated	Jul 8, 2021
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3190 CENTRAL AVE, SPRING VALLEY, CA 91977-2512

Mortgage

Document Number	0000471712
Date	Jun 29, 2021
Instrument	2021-0471712

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 29, 2017
Property Address	3190 CENTRAL AVE, SPRING VALLEY, CA 91977-2512
Document Number	0000554200
Instrument Date	Oct 27, 2017
Instrument	554200
Transaction Type	Transfer
Record Updated	Dec 5, 2017
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3190 CENTRAL AVE SPRING VALLEY CA 919772512, SPRING VALLEY, CA 91977-2512

Mortgage

Document Number	554201
Date	Nov 29, 2017
Instrument	554201

Lender

Name	MONEY SOURCE
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 28, 2047

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 23, 2017
Property Address	3190 CENTRAL AVE, SPRING VALLEY, CA 91977-2512
Document Number	0000133301
Map Reference	MAP2034
Instrument Date	Mar 9, 2017
Instrument	2017-0133301
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3190 CENTRAL AVE, SPRING VALLEY, CA 91977-2512

Mortgage

Document Number	0000133302
Date	Mar 23, 2017
Instrument	2017-0133302

Lender

Name	CORNERSTONE MORTGAGE GROUP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$701,086 (+2%) Land $241,251 Building $459,835
2025	$8,853.00 (+6.74%)	$687,340 (+4.04%) Land $236,521 Building $450,819
2023	$8,294.00 (+1.44%)	$660,652 Land $227,338 Building $433,314
2022	$8,176.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 units insured incl. 7 condo units
Nearby Flood Claims	6 (1991–2024)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jan 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 500
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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