Gloucester County property record for 3190 Adner Rd, Saluda, VA 23149
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 3,321 sqft · built 2002 |
| Lot Size | 5.27 acres (229,561 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,964 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 40826 |
| Primary APN | 40826 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,321 sqft Living Area |
| Attic | Attic |
| Attic Area | 672 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 229,561 sqft (5.27 acres) |
| Garage Area | 672 sqft |
| Porch | Slab |
| Deck Area | 282 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3190 ADNER RD |
|---|---|
| City | SALUDA |
| State | VA |
| Zip | 23149-2901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SC-1 |
| Legal Description | ADNER PARCEL A |
| Legal Subdivision | PLAT: PB25 983 |
| Jurisdiction | GLOUCESTER VA |
| Township / Civil Division | PETSWORTH |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 100102 |
Source: Gloucester County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3190 ADNER RD, SALUDA, VA 23149-2901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Gloucester County assessment roll, as of October 27, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Gloucester County |
| Unified School District | Gloucester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,964.00 (+3.28%) | $679,960 (+8.76%) Land $77,680 Building $602,280 | $679,960 (+8.76%) Land $77,680 Building $602,280 |
| 2025 | $3,838.00 (+5.29%) | $625,220 (-) Land $73,690 Building $551,530 | $625,220 (-) Land $73,690 Building $551,530 |
| 2024 | $3,645.00 | $625,220 (-) Land $73,690 Building $551,530 | $625,220 (-) Land $73,690 Building $551,530 |
| 2023 | $3,645.00 (-6.51%) | $625,220 (+16.23%) Land $73,690 Building $551,530 | $625,220 (+16.23%) Land $73,690 Building $551,530 |
| 2022 | $3,899.00 | $537,930 Land $57,420 Building $480,510 | $537,930 Land $57,420 Building $480,510 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
5G (outdoors only) and 4G LTE
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