319 W Cherry St, Georgetown, OH 45121 Property Records

Brown County property record for 319 W Cherry St, Georgetown, OH 45121

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,591 sqft
Lot Size	0.2 acres (8,720 sqft)
Owner	Individual Name on Record
Tax Bill	$1,615 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`023405-3`

Property Details

APN / Parcel Number

Primary APN	`023405-3`
Alternative APN	`33-066992-00-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,591 sqft Living Area
1st Floor Area	919 sqft
Upper Floors Area	672 sqft
Basement Area	689 sqft
Unfinished Basement	689 sqft

Exterior

Construction Type	Frame
Lot Area	8,720 sqft (0.2 acres)
Lot Dimensions	109 ft deep x 80 ft wide
Terrain	Above Road/Slope
Porch	Slab
Porch Area	343 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	023405-3
Street Address	319 W CHERRY ST
City	GEORGETOWN
State	OH
Zip	45121-1211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART IN LOTS 254E PLEASANT TWP GEORGETOWN VILLAGE GEORGETOWN EVSD
Legal Subdivision	JENNINGS
Legal Lot Number	254E
Jurisdiction	BROWN OH
Township / Civil Division	PLEASANT
Census Block Group	3
Census Block	3030
Census Tract	951800

Owner

Source: Brown County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	403 FREE SOIL RD, GEORGETOWN, OH 45121-9428
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Jun 1, 2017	Deed of Trust, Mortgage FIRST STATE BANK
Jun 1, 2017	Trustee's Deed, Construction Loan · Line of Credit FIRST ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2007
Deed Sale	Apr 18, 2007
Prior Sale	Jul 27, 2001 · Amount on Record
Deed Document Number	20072599
Deed Book / Page	358 / 1564
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROWN OH
Property Address	319 W CHERRY ST, GEORGETOWN, OH 45121-1211
Transaction Type	Mortgage
Record Updated	Sep 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004045
Date	Aug 31, 2023
Book Page	523/4627
Instrument	202300004045

Lender

Name	FIRST STATE BANK
Type	Bank
Address	WINCHESTER, OH 45697

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 11, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROWN OH
Property Address	319 W CHERRY ST, GEORGETOWN, OH 45121-1211
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002819
Date	Jun 1, 2017
Book Page	471/0920
Instrument	201700002819

Lender

Name	FIRST STATE BANK
Type	Bank
Address	RIPLEY, OH 45167

Agreement

Amount	Amount Recorded
Term	239 Months
Due	May 11, 2037

June 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BROWN OH
Recording Date	Jun 1, 2017
Property Address	319 W CHERRY ST, GEORGETOWN, OH 45121-1211
Book / Page	000471 / 000935
Instrument Date	May 11, 2017
Instrument	2820
Transaction Type	Construction Loan
Record Updated	Aug 23, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	403 FREE SOIL RD GEORGETOWN OH 451219428, GEORGETOWN, OH 45121-9428

Mortgage

Document Number	0000002820
Date	Jun 1, 2017
Book Page	000471/000935
Instrument	2820

Lender

Name	FIRST ST BK
Type	Bank
Address	RIPLEY, OH 45167

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	May 31, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Brown County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Brown County
County Subdivision	Pleasant Township
Municipality	Georgetown Village
Unified School District	Georgetown Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,615.00	$44,580 (-) Land $4,330 Building $40,250
2024	$1,615.00 (+12.15%)	$44,580 (+22.04%) Land $4,330 Building $40,250	$127,350 (+22.02%) Land $12,360 Building $114,990
2023	$1,440.00	$36,530 (-) Land $3,650 Building $32,880
2022	$1,440.00	$36,530 Land $3,650 Building $32,880
2021			$104,370 Land $10,440 Building $93,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN VILLAGE PWS serves 4,331 people · EPA ID OH0800503
Water Source	Purchased groundwater from BROWN COUNTY RURAL WATER
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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