319 W 3rd St, Pinconning, MI 48650 Property Records

Bay County property record for 319 W 3rd St, Pinconning, MI 48650

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,557 sqft · built 1900
Lot Size	0.115 acres (5,009 sqft)
Owner	Individual Name on Record
Last Sale	$142,000 (May 2024)
Tax Bill	$2,539 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`180-P05-018-011-01`

Property Details

APN / Parcel Number

Primary APN	`180-P05-018-011-01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,557 sqft Living Area
1st Floor Area	1,185 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	5,009 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Street Address	319 W 3RD ST
City	PINCONNING
State	MI
Zip	48650-9600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 1/2 OF LOTS 11-12 BLK 18 VILLAGE OF PINCONNING, L2/P6 BCR
Legal Subdivision	CITY OF PINCONNING
Legal Block	18
Legal Lot Number	11-12
Jurisdiction	BAY MI
Township / Civil Division	PINCONNING
Census Block Group	1
Census Block	1048
Census Tract	286300

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	279 CARLSON ST, MOUNT CLEMENS, MI 48043-1407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Deed of Trust, Mortgage · FHA Mortgage OCEANSIDE MORTGAGE CO
Feb 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED BAY COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2024 · Amount on Record
Deed Sale	May 13, 2024 · Amount on Record
Prior Sale	Jan 11, 1999 · Amount on Record
Deed Document Number	20246004
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	319 W 3RD ST, PINCONNING, MI 48650-9600
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 W 3RD ST, PINCONNING, MI 48650-9600

Mortgage

Document Number	0000013862
Date	Nov 5, 2025
Instrument	202513862

Lender

Name	OCEANSIDE MORTGAGE CO
Type	Mortgage Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	319 W 3RD ST, PINCONNING, MI 48650-9600
Transaction Type	Mortgage
Record Updated	Apr 11, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 W 3RD ST, PINCONNING, MI 48650-9600

Mortgage

Document Number	0000002739
Date	Feb 24, 2022
Instrument	202202739

Lender

Name	UNITED BAY COMMUNITY CU
Type	Credit Union
Address	BAY CITY, MI 48708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
Municipality	Pinconning City
Unified School District	Pinconning Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,539.00 (+96.21%) Homeowner's exemption	$52,500 (+39.63%)	$105,000 (+39.63%)
2023		$37,600	$75,200
2022	$1,294.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PINCONNING serves 1,204 people · EPA ID MI0005330
Water Source	Purchased surface water from BAY AREA WATER SYSTEM
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Point Broadband.

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