319 W 3rd St, Duluth, MN 55806 Property Records

St. Louis County property record for 319 W 3rd St, Duluth, MN 55806

Property Summary

Property Type	Apartments (5+ Units)
Details	2,600 sqft · built 1888
Lot Size	0.16 acres (7,000 sqft)
Owner	Company Name on Record
Last Sale	$225,000 (Jul 2019)
Tax Bill	$5,734 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`010-0980-00390`

Property Details

APN / Parcel Number

Primary APN	`010-0980-00390`
Alternative APN	`1059869`

Interior

Units	6 Units
Stories	2 Stories
Building Area	2,600 sqft Gross Area
1st Floor Area	1,390 sqft
Basement Area	1,374 sqft
Flooring	Carpet
Fire Sprinklers	Fire Sprinklers
Elevator	Elevator

Exterior

Year Built	Built 1888
Effective Year Built	Effective 2013
Exterior Material	Aluminum/Vinyl
Lot Area	7,000 sqft (0.16 acres)
Lot Depth	140 ft Depth
Garage Area	888 sqft
Deck Area	188 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Account Number	1059869
Street Address	319 W 3RD ST
City	DULUTH
State	MN
Zip	55806-2626
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R4
Legal Description	INCL LOT 57 BLK 31 DUL PROPER 3RDDIVISION SERIAL #
Legal Subdivision	DULUTH PROPER THIRD DIVISION
Legal Block	31
Legal Lot Number	57
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3012
Census Tract	1800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6714 SPRUCE RD, ALBORN, MN 55702-8279
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS COOPERATIVE CREDIT UNION
Apr 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS COOPERATIVE CREDIT UNION
Jul 16, 2019	Warranty Deed, Transfer · Line of Credit MEMBERS COOPERATIVE CU
Oct 5, 2017	Warranty Deed, Transfer NORTH SHORE TITLE
Oct 5, 2017	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2019 · Amount on Record
Deed Sale	Jul 16, 2019 · Amount on Record
Prior Sale	Oct 5, 2017 · Amount on Record
Deed Document Number	20191358679
Prior Transfer Date	Sep 11, 2014
Prior Transfer Doc	00A1248209
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Apr 8, 2026
Property Address	319 W 3RD ST, DULUTH, MN 55806-2626
Document Number	0001100314
Instrument Date	Mar 25, 2026
Instrument	20261100314
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	6714 SPRUCE RD, ALBORN, MN 55702-8279

Mortgage

Document Number	0001100314,
Date	Apr 8, 2026
Instrument	20261100314

Lender

Name	MEMBERS COOPERATIVE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Apr 21, 2026
Property Address	319 W 3RD ST, DULUTH, MN 55806-2626
Document Number	0001531114
Instrument Date	Mar 25, 2026
Instrument	20261531114
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	6714 SPRUCE RD, ALBORN, MN 55702-8279

Mortgage

Document Number	0001531114,
Date	Apr 21, 2026
Instrument	20261531114

Lender

Name	MEMBERS COOPERATIVE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 16, 2019
Property Address	319 W 3RD ST, DULUTH, MN 55806-2626
Document Number	00A1358679
Instrument Date	Jul 11, 2019
Instrument	A1358679
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$742.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6714 SPRUCE RD ALBORN MN 557028279, ALBORN, MN 55702-8279

Mortgage

Document Number	A1358680
Date	Jul 16, 2019
Instrument	A1358680

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55816

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 5, 2017
Property Address	319 W 3RD ST, DULUTH, MN 55806-2626
Document Number	00A1319377
Instrument Date	Sep 29, 2017
Instrument	A1319377
Transaction Type	Transfer
Record Updated	Oct 17, 2017
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Tax	$148.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5610 RALEIGH ST DULUTH MN 558072388, DULUTH, MN 55807-2388

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 5, 2017
Property Address	319 W 3RD ST, DULUTH, MN 55806-2626
Document Number	00A1319378
Instrument Date	Sep 29, 2017
Instrument	A1319378
Transaction Type	Transfer
Record Updated	Oct 17, 2017
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$907.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10995 LOST LAKE DR #106 NAPLES FL 34105, 106, NAPLES, FL 34105

Mortgage

Document Number	A1319379
Date	Oct 5, 2017
Instrument	A1319379

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55816-0450

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Oct 4, 2020

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,734.00 (+12.08%)
2025	$5,116.00 (+17.39%)	$378,900 (+23.74%) Land $73,600 Building $305,300	$378,900 (+23.74%) Land $73,600 Building $305,300
2024		$306,200 (+28.55%) Land $193,000 Building $113,200	$306,200 (+28.55%) Land $193,000 Building $113,200
2023	$4,358.00
2022		$238,200 Land $135,200 Building $103,000	$238,200 Land $135,200 Building $103,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979)
Most Recent Claim	Dec 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Airfiber, AT&T, Fidium Fiber.

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