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319 Treasure Island Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 319 Treasure Island Dr, Aptos, CA 95003

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,389 sqft · built 1981
Lot Size0.127 acres (5,532 sqft)
OwnerTrust Name on File
Last Sale$1,075,000 (Aug 2023)
Tax Bill$16,024 (2025)
Deeds & MortgagesAug 2023 Sale
Flood ZoneZone AE (high risk)
APN042-181-34

Property Details

APN / Parcel Number

Primary APN042-181-34
Alternative APNs
  • 042-181-61-000
  • 04218134000
  • 042-181-61

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Building Area1,389 sqft Living Area
Gross Area1,559 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area5,532 sqft (0.127 acres)
TerrainSteep
Garage TypeAttached
Garage Area170 sqft
Deck Area433 sqft
Patio Area433 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number04218134000
Street Address319 TREASURE ISLAND DR
CityAPTOS
StateCA
Zip95003-4566
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-3.5
Legal SubdivisionAPTOS BEACH CC PROPS 05
Legal Block59
Legal Lot Number45
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group3
Census Block3016
Census Tract122205

Owner

319 Treasure Island Dr is owner-occupied and held in a trust since August 2023.

Source: Santa Cruz County records, as of August 19, 2026

Owner of RecordTrust Name on File
Mailing Address319 TREASURE ISLAND DR, APTOS, CA 95003-4566
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 23, 2023 · Amount on File
Deed SaleAug 23, 2023 · Amount on File
Deed Document Number202315875
Prior Transfer DateJul 22, 1996
Prior Transfer Doc0000041817
Record UpdatedSep 20, 2026

August 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateAug 23, 2023
Property Address319 TREASURE ISLAND DR, APTOS, CA 95003-4566
Document Number0000015875
Map ReferenceMB 23 PG 25
Instrument DateAug 11, 2023
Instrument2023-0015875
Transaction TypeTransfer
Record UpdatedSep 5, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount on Record
Tax$1,182.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address211 9TH AVE, SANTA CRUZ, CA 95062-4614

Tax Assessment & Valuation

The 2025 property tax bill for 319 Treasure Island Dr was $16,024.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,300,500 (+2%) Land $1,076,814 Building $223,686
2025$16,024.00$1,275,000 Land $1,055,700 Building $219,300
2023$4,350.00 (+2.98%) Homeowner's exemption$285,646 Land $121,374 Building $164,272$940,230
2022$4,224.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 319 Treasure Island Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 63 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies63 in force
Nearby Flood Claims7 (2023)
Most Recent ClaimSep 2023 · tidal / storm surge
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 319 Treasure Island Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Cruzio, Etheric Networks, Surfnet Communications.

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