319 Three Creeks Dr, Bertram, TX 78605 Property Records

Burnet County property record for 319 Three Creeks Dr, Bertram, TX 78605

Property Summary

Property Type	Single Family Home
Details	1,867 sqft · built 2017
Lot Size	10 acres (435,731 sqft)
Owner	2 Individual Names on Record
Last Sale	$102,030 (Apr 2016)
Tax Bill	$5,764 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07274020000049A00`

Property Details

APN / Parcel Number

Primary APN	`07274020000049A00`
Alternative APN	`109730`

Interior

Stories	1 Story
Building Area	1,867 sqft Living Area
Gross Area	2,396 sqft
1st Floor Area	1,867 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	435,731 sqft
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	260 sqft
Porch	Porch
Porch Area	490 sqft
Patio Area	230 sqft
Utility Building	1,271 sqft
Pole Barn	336 sqft

Location & Zoning

Street Address	319 THREE CREEKS DR
City	BERTRAM
State	TX
Zip	78605-3300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S7274 RANCHES AT CANYON CREEK LOT 49-A, PHASE 2, 10.003
Legal Subdivision	RANCHES AT CANYON CREEK
Legal Block	2
Legal Lot Number	49-A
Jurisdiction	BURNET TX
Township / Civil Division	BURNET
Census Block Group	2
Census Block	2044
Census Tract	960402

Owner

Source: Burnet County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	319 THREE CREEKS DR, BERTRAM, TX 78605-3300
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2017	Deed of Trust, Mortgage · VA Mortgage GARDNER FINANCIAL SERVICES
Sep 28, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGEONE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2016 · Amount on Record
Deed Sale	Apr 21, 2016 · Amount on Record
Deed Document Number	20163639
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURNET TX
Property Address	319 THREE CREEKS DR, BERTRAM, TX 78605-3300
Transaction Type	Mortgage
Record Updated	Sep 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201709914
Date	Oct 5, 2017
Instrument	201709914

Lender

Name	GARDNER FINANCIAL SERVICES
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Fixed Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURNET TX
Property Address	319 THREE CREEKS DR, BERTRAM, TX 78605-3300
Transaction Type	Mortgage
Record Updated	Sep 2, 2022
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202012360
Date	Sep 28, 2020
Instrument	202012360

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2050

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURNET TX
Property Address	319 THREE CREEKS DR, BERTRAM, TX 78605-3300
Transaction Type	Mortgage
Record Updated	Sep 2, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202119248
Date	Nov 22, 2021
Instrument	202119248

Lender

Name	MORTGAGEONE INC
Type	Mortgage Company
Address	CARLSBAD, CA 92008

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Burnet County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Burnet County
Unified School District	Marble Falls Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$529,439 (-) Land $26,597 Building $502,842	$762,914 (-) Land $260,072 Building $502,842
2025	$5,764.00 (-4.87%) Homeowner's exemption	$529,439 (+3.54%) Land $26,597 Building $502,842	$762,914 (+10.46%) Land $260,072 Building $502,842
2024	$6,059.00 (+13.49%)
2023	$5,339.00 Homeowner's exemption	$511,315 Land $20,675 Building $490,640	$690,697 Land $200,057 Building $490,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2025 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 64% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
VGI Technology Fixed Wireless	400 / 100
Verizon Fixed Wireless	25 / 6
Hill Country Networks Fixed Wireless	25 / 5
T-Mobile Fixed Wireless	25 / 3

May also be available: SOS Communications.

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