319 Swallow Ave, Sebring, FL 33870 Property Records

Highlands County property record for 319 Swallow Ave, Sebring, FL 33870

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,568 sqft · built 1972
Lot Size	0.291 acres (12,672 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Dec 2023)
Tax Bill	$2,113 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C264802000004670`

Property Details

APN / Parcel Number

Primary APN	`C264802000004670`
Alternative APN	`C-26-34-28-020-0000-4670`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,568 sqft Living Area
Gross Area	1,906 sqft
1st Floor Area	1,568 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Concrete Block/Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	12,672 sqft (0.291 acres)
Lot Dimensions	135 ft deep x 93 ft wide
Garage Type	Attached
Garage Area	338 sqft
Driveway	Concrete Driveway
Driveway Area	700 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	320 sqft
Patio Area	216 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	319 SWALLOW AVE
City	SEBRING
State	FL
Zip	33870-0141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEBRING HILLS PB 6-PG 2 LOT 467
Legal Range	28E
Legal Township	34S
Legal Section	26
Legal Subdivision	SEBRING HILLS
Legal Lot Number	467
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	2
Census Block	2018
Census Tract	960602

Owner

Source: Highlands County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	319 SWALLOW AVE, SEBRING, FL 33870-0141
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2023 · Amount on Record
Deed Sale	Dec 15, 2023 · Amount on Record
Prior Sale	May 25, 2016 · Amount on Record
Deed Document Number	20232182637
Deed Book / Page	3016 / 190
Prior Transfer Date	Oct 27, 2010
Prior Transfer Doc	0001600594
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 15, 2023
Property Address	319 SWALLOW AVE, SEBRING, FL 33870-0141
Document Number	0002182637
Book / Page	3016 / 190
Map Reference	MB 6 PG 2
Instrument Date	Dec 14, 2023
Instrument	2182637
Transaction Type	Transfer
Record Updated	Dec 25, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2322 GRESHAM ST, SEBRING, FL 33875-8221

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 SWALLOW AVE, SEBRING, FL 33870-0141

Mortgage

Document Number	0003016192
Date	Dec 15, 2023
Instrument	3016/192

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,113.00 (-3.12%)	$171,533 (+80.96%) Land $23,233 Building $148,300	$171,533 (+3.18%) Land $23,233 Building $148,300
2024	$2,181.00 (+99%)
2023	$1,096.00 Homeowner's exemption	$94,788 (+1.18%)	$166,245 (+15.39%) Land $18,586 Building $147,659
2022	$1,096.00 Homeowner's exemption	$93,685	$144,069 Land $13,940 Building $130,129

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20