319 Steeple Way, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 319 Steeple Way, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,861 sqft · built 2017
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Nov 2017)
Tax Bill	$11,772 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Nov 2017 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`422800 70.8-2-29`

Property Details

APN / Parcel Number

Primary APN	`422800 70.8-2-29`
Alternative APN	`280007000800020290000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,861 sqft Living Area
1st Floor Area	1,273 sqft
Basement Area	588 sqft
Finished Basement	588 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Basement

Exterior Amenities

Porch	Slab
Porch Area	221 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	319 STEEPLE WAY
City	SCHENECTADY
State	NY
Zip	12306-2549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD
Legal Subdivision	MEADOWS SUBDIVISION
Legal Block	2
Legal Lot Number	29.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	1
Census Block	1029
Census Tract	33002

Owner

319 Steeple Way is owned and occupied by two individuals who bought it in November 2017.

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	319 STEEPLE WAY, SCHENECTADY, NY 12306-2549
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Deed, Transfer · Conventional Mortgage TRUSTCO BANK
Nov 6, 2017	Grant Deed, Subdivision Related Transfer · Conventional Mortgage SEFCU
Aug 21, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Jun 9, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2017 · Amount on File
Deed Sale	Nov 6, 2017 · Amount on File
Prior Sale	Jun 9, 2017 · Amount on File
Deed Document Number	201750469
Deed Book / Page	1974 / 735
Prior Transfer Date	Aug 16, 2010
Prior Transfer Doc	0000036551
Record Updated	Oct 29, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 5, 2021
Property Address	319 STEEPLE WAY, SCHENECTADY, NY 12306-2549
Document Number	0000037848
Book / Page	2064 / 258
Map Reference	CAB M MAP 104-107
Instrument Date	Jul 26, 2021
Instrument	202137848
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,436.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	319 STEEPLE WAY, 319, ROTTERDAM, NY 12306-2549

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 STEEPLE WAY, ROTTERDAM, NY 12306-2549

Mortgage

Document Number	0000037849
Date	Aug 5, 2021
Instrument	202137849

Lender

Name	TRUSTCO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 29, 2051

November 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 6, 2017
Property Address	319 STEEPLE WAY, SCHENECTADY, NY 12306-2549
Document Number	0000050469
Book / Page	001974 / 000735
Instrument Date	Oct 30, 2017
Instrument	50469
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 27, 2018
Title Company	BENNETT ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,280.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	35 STAFFORDS XING SLINGERLANDS NY 121599313, SLINGERLANDS, NY 12159-9313

Mortgage

Document Number	50470
Date	Nov 6, 2017
Book Page	004799/000013
Instrument	50470

Lender

Name	SEFCU
Type	Mortgage Company
Address	ALBANY, NY 12206

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 5, 2032

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 21, 2017
Property Address	319 STEEPLE WAY, SCHENECTADY, NY 12306-2549
Document Number	0000037694
Book / Page	001969 / 000597
Instrument Date	Aug 10, 2017
Instrument	37694
Transaction Type	Transfer
Record Updated	Sep 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$312.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1266 DUANESBURG RD SCHENECTADY NY 123065805, SCHENECTADY, NY 12306-5805

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jun 9, 2017
Property Address	319 STEEPLE WAY, SCHENECTADY, NY 12306-2549
Document Number	0000025598
Book / Page	001964 / 000521
Instrument Date	May 30, 2017
Instrument	25598
Transaction Type	Transfer
Record Updated	Jun 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$312.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1266 DUANESBURG RD SCHENECTADY NY 123065805, SCHENECTADY, NY 12306-5805

Tax Assessment & Valuation

The 2026 property tax bill for 319 Steeple Way was $11,772, up 1.6% from the year before.

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,772.00 (+1.61%)
2025	$11,585.00	$316,800 Land $27,000 Building $289,800	$487,400 Land $41,540 Building $445,860
2023		$316,800 Land $27,000 Building $289,800	$416,800 Land $35,523 Building $381,277

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 319 Steeple Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 319 Steeple Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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