Richland County property record for 319 Steeple Crst N, Irmo, SC 29063
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,030 sqft · built 1999 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | Individual Name on File |
| Last Sale | $415,000 (Feb 2019) |
| Tax Bill | $3,625 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Feb 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05301-02-19 |
| Primary APN | 05301-02-19 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,030 sqft Heated Area |
| Gross Area | 4,456 sqft |
| 1st Floor Area | 1,804 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 27,443 sqft (0.63 acres) |
| Garage Area | 546 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 749 sqft |
| Utility Building | 91 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 01464551 |
|---|---|
| Street Address | 319 STEEPLE CRST N |
| City | IRMO |
| State | SC |
| Zip | 29063-9258 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-LD |
| Legal Description | LOT 35 113.4X180X181.4X211.2 #SU ASCOT DOWNS PH II #PR 56-6017 55-9490 |
| Legal Subdivision | ASCOT DOWNS |
| Legal Lot Number | 35,113 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | DUTCH FORK |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 10308 |
319 Steeple Crst N is owned and occupied by an individual who bought it in February 2019.
Source: Richland County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 319 STEEPLE CRST N, IRMO, SC 29063-9258 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 9, 2020 | Deed of Trust, Mortgage AMERISAVE MTG |
| Feb 26, 2019 | Grant Deed, Transfer · Conventional with PMI BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 26, 2019 · Amount on File |
| Deed Sale | Feb 26, 2019 · Amount on File |
| Deed Document Number | 201913391 |
| Deed Book / Page | 2374 / 1146 |
| Prior Transfer Date | Dec 27, 2010 |
| Prior Transfer Doc | 0016560306 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 319 STEEPLE CRST N, IRMO, SC 29063-9258 |
| Document Number | 2559/0198 |
| Instrument Date | Nov 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 319 STEEPLE CRST N IRMO SC 290639258, IRMO, SC 29063-9258 |
| Document Number | 2559/0198 |
|---|---|
| Date | Dec 5, 2020 |
| Book Page | 002559/000198 |
| Instrument | 67325 |
| Name | AMERISAVE MTG |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Dec 4, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Feb 26, 2019 |
| Property Address | 319 STEEPLE CRST N, IRMO, SC 29063-9258 |
| Document Number | 2374/1146 |
| Book / Page | 002374 / 001146 |
| Instrument Date | Feb 19, 2019 |
| Instrument | 13391 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2019 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,535.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 319 STEEPLE CRST N IRMO SC 290639258, IRMO, SC 29063-9258 |
| Document Number | 2374/1150 |
|---|---|
| Date | Feb 26, 2019 |
| Book Page | 002374/001150 |
| Instrument | 13392 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 25, 2034 |
The 2025 property tax bill for 319 Steeple Crst N was $3,625.
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Lexington School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,625.00 Homeowner's exemption | $455,500 (-) Land $72,500 Building $383,000 | $455,500 (-) Land $72,500 Building $383,000 |
| 2024 | $455,500 (+2,643.98%) Land $72,500 Building $383,000 | $455,500 (+9.76%) Land $72,500 Building $383,000 | |
| 2023 | $3,486.00 | $16,600 | $415,000 |
| 2021 | $3,533.00 | $16,600 | $415,000 Land $72,500 Building $342,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 319 Steeple Crst N in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2015) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 319 Steeple Crst N is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 64% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CarolinaConnect Cooperative Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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