319 Smithfield Rd, Belgrade, ME 04917 Property Records

Kennebec County and Belgrade Town property record for 319 Smithfield Rd, Belgrade, ME 04917

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,017 sqft · built 1950
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on Record
Last Sale	$208,000 (Sep 2025)
Tax Bill	$2,840 (2025)
Deeds & Mortgages	Dec 2018 Refinance May 2020 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`BELG M:46 L:011`

Property Details

APN / Parcel Number

Primary APN	`BELG M:46 L:011`
Alternative APN	`625`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,017 sqft Total Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	625
Street Address	319 SMITHFIELD RD
City	BELGRADE
State	ME
Zip	04917-3204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	11
Jurisdiction	BELGRADE ME
Township / Civil Division	BELGRADE
Census Block Group	1
Census Block	1006
Census Tract	16000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Belgrade Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	319 SMITHFIELD RD, BELGRADE, ME 04917-3204
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
May 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance KENNEBEC SAVINGS BANK
Sep 5, 2025	Deed of Trust, Mortgage · FHA Mortgage UNITED STATES OF AMERICA
Sep 24, 2025	Warranty Deed, Transfer BANGOR SAVINGS BANK
Mar 8, 2021	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2025 · Amount on Record
Deed Sale	Sep 24, 2025 · Amount on Record
Prior Sale	Mar 8, 2021 · Amount on Record
Deed Document Number	202521094
Deed Book / Page	15503 / 224
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELGRADE ME
Property Address	319 SMITHFIELD RD, BELGRADE, ME 04917-3204
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2018029655
Date	Dec 21, 2018
Book Page	13115/101
Instrument	2018029655

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELGRADE ME
Property Address	319 SMITHFIELD RD, BELGRADE, ME 04917-3204
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2020010636
Date	May 21, 2020
Book Page	13564/20
Instrument	2020010636

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELGRADE ME
Property Address	319 SMITHFIELD RD, BELGRADE, ME 04917-3204
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025019645
Date	Sep 5, 2025
Book Page	15484/298
Instrument	2025019645

Lender

Name	UNITED STATES OF AMERICA

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Oct 1, 2051

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELGRADE ME
Recording Date	Sep 24, 2025
Property Address	319 SMITHFIELD RD, BELGRADE, ME 04917-3204
Document Number	2025021094
Book / Page	15503 / 224
Instrument Date	Sep 11, 2025
Instrument	2025021094
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025021095
Date	Sep 24, 2025
Instrument	2025021095

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELGRADE ME
Recording Date	Mar 8, 2021
Property Address	319 SMITHFIELD RD, BELGRADE, ME 04917-3204
Document Number	2021005858
Book / Page	13920 / 332
Instrument Date	Feb 25, 2021
Instrument	2021005858
Transaction Type	Transfer
Record Updated	Feb 24, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 SMITHFIELD RD, BELGRADE, ME 04917-3204

Mortgage

Document Number	0000005859
Date	Mar 8, 2021
Instrument	5859

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kennebec County and Belgrade Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Belgrade Town
Unified School District	Regional School Unit 18 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,840.00 (+11.59%)	$267,900 (-) Land $32,800 Building $235,100
2024	$2,545.00 (+6.13%)	$267,900 (-) Land $32,800 Building $235,100
2023	$2,398.00 (+6.96%)	$267,900 (+83.74%) Land $32,800 Building $235,100
2022	$2,242.00	$145,800 Land $24,400 Building $121,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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