319 S Windstone Ct, Bloomington, IN 47403 Property Records

Monroe County property record for 319 S Windstone Ct, Bloomington, IN 47403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,216 sqft · built 1996
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$137,000 (May 2017)
Tax Bill	$1,789 (2025)
Deeds & Mortgages	Dec 2023 Sale Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`016-30395-12`

Property Details

APN / Parcel Number

Primary APN	`016-30395-12`
Alternative APN	`53-09-02-202-005.000-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,216 sqft Living Area
1st Floor Area	1,216 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	145 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	016-30395-12
Street Address	319 S WINDSTONE CT
City	BLOOMINGTON
State	IN
Zip	47403-9055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	016-30395-12 STONECREST @ FIELDSTONE PH 1 SEC 1 LOT 12
Legal Subdivision	STONECREST FIELDSTONE PH 1
Legal Lot Number	12
Jurisdiction	MONROE IN
Township / Civil Division	VAN BUREN
Census Block Group	2
Census Block	2009
Census Tract	501

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	560 VANHOY DR, GREENWOOD, IN 46142-9066
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Warranty Deed, Transfer
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
May 2, 2017	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2017 · Amount on Record
Deed Sale	May 2, 2017 · Amount on Record
Prior Sale	May 1, 2017 · Amount on Record
Deed Document Number	20175706
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Dec 11, 2023
Property Address	319 S WINDSTONE CT, BLOOMINGTON, IN 47403-9055
Document Number	2023014076
Map Reference	CAB C ENV 167
Instrument Date	Dec 8, 2023
Instrument	2023014076
Transaction Type	Transfer
Record Updated	Jan 19, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	319 S WINDSTONE CT, BLOOMINGTON, IN 47403-9055
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020022273
Date	Dec 29, 2020
Instrument	2020022273

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	May 2, 2017
Property Address	319 S WINDSTONE CT, BLOOMINGTON, IN 47403-9055
Document Number	2017005706
Map Reference	CAB C ENV 16
Instrument Date	May 1, 2017
Instrument	2017005706
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 S WINDSTONE CT, BLOOMINGTON, IN 47403-9055

Mortgage

Document Number	2017005707
Date	May 2, 2017
Instrument	2017005707

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Van Buren Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,789.00 (-7.69%)	$256,200 (+0.87%) Land $56,300 Building $199,900	$256,200 (+0.87%) Land $56,300 Building $199,900
2024	$1,938.00 (+19.33%)
2023		$254,000 (+13.65%) Land $56,300 Building $197,700	$254,000 (+13.65%) Land $56,300 Building $197,700
2022	$1,624.00	$223,500 Land $48,200 Building $175,300	$223,500 Land $48,200 Building $175,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (2004–2021)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Smithville Communications Fiber	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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