Monroe County property record for 319 S Main St, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2 ba · 777 sqft · built 1876 |
| Lot Size | 0.11 acres (4,982 sqft) |
| Owner | Individual Name on File |
| Last Sale | $63,000 (Jul 2026) |
| Tax Bill | $2,259 (2025) |
| Deeds & Mortgages | Jul 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-25-283-020-000 |
| Primary APN | 07-25-283-020-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 777 sqft Living Area |
| 1st Floor Area | 777 sqft |
| Year Built | Built 1876 |
|---|---|
| Effective Year Built | Effective 1876 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 4,982 sqft (0.11 acres) |
| Lot Dimensions | 102 ft deep x 48 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 40 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 319 S MAIN ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR3 |
| Legal Description | LOT 13 & PART LOT 2 WILLIAM N MOORES ADDN 0215490 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 25 |
| Legal Subdivision | WILLIAM N MOORES ADD |
| Legal Lot Number | 13 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 32 |
| Census Block Group | 3 |
| Census Block | 3064 |
| Census Tract | 600401 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Waterloo Historic District listed 1978 · 236 contributing resources · NRIS 78001177 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
319 S Main St is owned by an individual who bought it in July 2026.
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 322 S MAIN ST, WATERLOO, IL 62298-1326 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2026 · Amount on File |
| Deed Sale | Jul 31, 2026 · Amount on File |
| Deed Document Number | 2026443723 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jul 31, 2026 |
| Property Address | 319 S MAIN ST, WATERLOO, IL 62298-1327 |
| Document Number | 0000443723 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 2026443723 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $9,544.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 322 S MAIN ST, WATERLOO, IL 62298-1326 |
The 2025 property tax bill for 319 S Main St was $2,259, up 5.9% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,259.00 (+5.86%) | $37,030 Land $15,660 Building $21,370 | $111,090 Land $46,980 Building $64,110 |
| 2024 | $2,134.00 | ||
| 2022 | Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $32,330 Land $14,700 Building $17,630 | $96,990 Land $44,100 Building $52,890 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 319 S Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 319 S Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO serves 10,190 people · EPA ID IL1330300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Harrisonville Telephone Company DSL · Fiber in parts of the area | 100 / 20 |
May also be available: ClearWave, Wisper ISP.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures