319 S Cholla St, Gilbert, AZ 85233 Property Records

Maricopa County property record for 319 S Cholla St, Gilbert, AZ 85233

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,262 sqft · built 1977
Lot Size	0.164 acres (7,174 sqft)
Owner	Individual Name on Record
Last Sale	$101,500 (Oct 2009)
Tax Bill	$915 (2025)
Deeds & Mortgages	May 2021 Mortgage Sep 2018 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`302-31-032`

Property Details

APN / Parcel Number

Primary APN	`302-31-032`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,262 sqft Living Area
1st Floor Area	1,262 sqft

Exterior

Year Built	Built 1977
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	7,174 sqft (0.164 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Patio Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	319 S CHOLLA ST
City	GILBERT
State	AZ
Zip	85233-6406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	OLD WEST ESTS NO 2 PER MCR 179-30
Legal Range	05E
Legal Township	01S
Legal Section	13
Legal Quarter	NE
Quarter-Quarter Section	SW
Legal Subdivision	OLD WEST ESTATES NO 2
Legal Lot Number	120
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3000
Census Tract	422403

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	319 S CHOLLA ST, GILBERT, AZ 85233-6406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Sep 4, 2018	Deed of Trust, Mortgage · FHA Mortgage ACADEMY MORTGAGE CORP
Feb 5, 2018	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
May 30, 2017	Intrafamily Transfer, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2009 · Amount on Record
Deed Sale	Oct 27, 2009 · Amount on Record
Prior Sale	Nov 12, 2015
Deed Document Number	0000992709
Last Transfer Date	May 30, 2017
Transfer Doc	0000391253
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	319 S CHOLLA ST, GILBERT, AZ 85233-6406
Transaction Type	Mortgage
Record Updated	Jun 4, 2021
Title Company	EMPIRE W TITLE AGENCY, EMPIRE WEST TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 S CHOLLA ST, GILBERT, AZ 85233-6406

Mortgage

Document Number	0000541979
Date	May 14, 2021
Instrument	20210541979

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	319 S CHOLLA ST, GILBERT, AZ 85233-6406
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SECURITY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000667290
Date	Sep 4, 2018
Instrument	20180667290

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	319 S CHOLLA ST, GILBERT, AZ 85233-6406
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087886
Date	Feb 5, 2018
Instrument	20180087886

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jun 1, 2047

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	319 S CHOLLA ST, GILBERT, AZ 85233-6406
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EMPIRE WEST TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001060093
Date	Dec 31, 2019
Instrument	20191060093

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	QUEEN CREEK, AZ 85142

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	May 30, 2017
Property Address	319 S CHOLLA ST, GILBERT, AZ 85233-6406
Document Number	0000391253
Map Reference	MB 179 PG 30
Instrument Date	May 24, 2017
Instrument	2017-0391253
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	DRIGGS TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	319 S CHOLLA ST, GILBERT, AZ 85233-6406

Mortgage

Document Number	0000391254
Date	May 30, 2017
Instrument	2017-0391254

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,780 (-1.4%)	$337,800 (-1.4%) Land $67,500 Building $270,300
2025	$915.00 (+3.16%)
2024		$34,260	$342,600 Land $68,500 Building $274,100
2023	$887.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 749 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Arizona Network Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, WeLink Communications.

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