McLennan County property record for 319 S 4th St, Waco, TX 76701
| Property Type | Commercial |
|---|---|
| Details | 25,347 sqft · built 1920 |
| Lot Size | 0.568 acres (24,750 sqft) |
| Owner | Company Name on Record |
| Last Sale | $14,630,000 (Sep 2022) |
| Tax Bill | $176,128 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Oct 2020 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-032300-024401-6 |
| Primary APN | 48-032300-024401-6 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 25,347 sqft Gross Area |
| 1st Floor Area | 11,579 sqft |
| 2nd Floor Area | 2,528 sqft |
| Basement Area | 4,200 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Type | Wood Truss |
| Roof Material | Built-Up Asphalt |
| Lot Area | 24,750 sqft (0.568 acres) |
| Lot Dimensions | 150 ft deep x 165 ft wide |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 319 S 4TH ST |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76701-2226 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | 2007 TIF |
| Legal Description | ORIG TAYLOR & BEALL LOT A BLOCK 18 ACRES .5682 |
| Legal Subdivision | ORIG TAYLOR & BEALL |
| Legal Block | 18 |
| Legal Lot Number | A |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 100 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3865 CARANCHO ST, LA MESA, CA 91941-7605 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Sep 23, 2022 | Vendor's Lien, Transfer · Commercial Mortgage FIRST NATIONAL BANK OF MCGREGOR |
| Oct 13, 2020 | Deed of Trust, Mortgage · Commercial Mortgage THE FIRST NATIONAL BANK OF HEBBRONVILLE |
| Oct 13, 2020 | Deed of Trust, Mortgage · Commercial Mortgage THE FIRST NATIONAL BANK OF HEBBRONVILLE |
| Oct 13, 2020 | Deed of Trust, Mortgage · Commercial Mortgage THE FIRST NATIONAL BANK OF HEBBRONVILLE |
| Oct 13, 2020 | Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF HEBBRONVILLE |
| Mar 18, 2020 | Deed of Trust, Mortgage FIRST NAT'L BK/MCGREGOR |
| Apr 3, 2018 | Deed of Trust, Mortgage FIRST NAT'L BK/MCGREGOR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2022 · Amount on Record |
| Deed Sale | Sep 23, 2022 · Amount on Record |
| Prior Sale | Jun 7, 2021 · Amount on Record |
| Deed Document Number | 202238425 |
| Prior Transfer Date | Jun 1, 2021 |
| Prior Transfer Doc | 0000021952 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Sep 23, 2022 |
| Property Address | 319 S 4TH ST, WACO, TX 76701-2226 |
| Document Number | 0000038425 |
| Map Reference | VOL 1289 PG 240 |
| Instrument Date | Sep 22, 2022 |
| Instrument | 2022038425 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3865 CARANCHO ST, LA MESA, CA 91941-7605 |
| Document Number | 0000038427 |
|---|---|
| Date | Sep 23, 2022 |
| Instrument | 2022038427 |
| Name | FIRST NATIONAL BANK OF MCGREGOR |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 319 S 4TH ST, WACO, TX 76701-2226 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000036424 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 2020036424 |
| Name | THE FIRST NATIONAL BANK OF HEBBRONVILLE |
|---|---|
| Type | Bank |
| Address | MC GREGOR, TX 76657 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 319 S 4TH ST, WACO, TX 76701-2226 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000036428 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 2020036428 |
| Name | THE FIRST NATIONAL BANK OF HEBBRONVILLE |
|---|---|
| Type | Bank |
| Address | MC GREGOR, TX 76657 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 319 S 4TH ST, WACO, TX 76701-2226 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000036419 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 2020036419 |
| Name | THE FIRST NATIONAL BANK OF HEBBRONVILLE |
|---|---|
| Type | Bank |
| Address | MC GREGOR, TX 76657 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 319 S 4TH ST, WACO, TX 76701-2226 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000036412 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 2020036412 |
| Name | THE FIRST NATIONAL BANK OF HEBBRONVILLE |
|---|---|
| Type | Bank |
| Address | MC GREGOR, TX 76657 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 319 S 4TH ST, WACO, TX 76701-2226 |
| Document Number | 0000009460 |
| Instrument Date | Mar 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 23951 N INTERSTATE 35 WEST TX 766911856, WEST, TX 76691-1856 |
| Document Number | 0000009460 |
|---|---|
| Date | Mar 20, 2020 |
| Instrument | 9460 |
| Name | FIRST NAT'L BK/MCGREGOR |
|---|---|
| Type | Bank |
| Address | MCGREGOR, TX 76657 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Mar 19, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 319 S 4TH ST, WACO, TX 76701-2226 |
| Document Number | 0000010901 |
| Instrument Date | Apr 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 405 ROY CREEK LN DRIPPING SPRINGS TX 786203964, DRIPPING SPRINGS, TX 78620-3964 |
| Document Number | 0000010901 |
|---|---|
| Date | Apr 5, 2018 |
| Instrument | 10901 |
| Name | FIRST NAT'L BK/MCGREGOR |
|---|---|
| Type | Bank |
| Address | PO BOX 387, MC GREGOR, TX 76657-0387 |
| Amount | Amount Recorded |
|---|---|
| Term | 264 Months |
| Due | Apr 4, 2040 |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,500,000 (-) Land $562,500 Building $6,937,500 | $7,500,000 (-) Land $562,500 Building $6,937,500 | |
| 2025 | $176,128.00 (-0.31%) | $7,500,000 (-31.25%) Land $990,000 Building $6,510,000 | $7,500,000 (-31.25%) Land $990,000 Building $6,510,000 |
| 2024 | $176,678.00 (+53.96%) | ||
| 2023 | $10,909,190 Land $990,000 Building $9,919,190 | $10,909,190 Land $990,000 Building $9,919,190 | |
| 2022 | $114,753.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (1989–2012) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, AT&T, Nextlink, Spectrum, T-Mobile, Verizon.
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