319 S 3rd St, Odessa, MO 64076 Property Records

Lafayette County property record for 319 S 3rd St, Odessa, MO 64076

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1983
Lot Size	0.193 acres (8,398 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,286 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-1.0-01-2-004-096.000`

Property Details

APN / Parcel Number

Primary APN	`23-1.0-01-2-004-096.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Living Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,398 sqft (0.193 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	319 S 3RD ST
City	ODESSA
State	MO
Zip	64076-1411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLK 5 PATTERSON & SMITHS ADDN; 611-341, 637-21, 692-869, 932-161, 1003-1014, 1098-533, 1176-424, 1183-1166, 2012DR1337,
Legal Range	28
Legal Township	48
Legal Section	01
Legal Subdivision	PATTERSON & SMITHS ADDN
Legal Block	5
Legal Lot Number	7
Jurisdiction	LAFAYETTE MO
Township / Civil Division	SNI-A-BAR
Census Block Group	3
Census Block	3024
Census Tract	90601

Owner

Source: Lafayette County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11203 STARR SCHOOL RD, ODESSA, MO 64076-6228
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Deed of Trust, Mortgage · Line of Credit CONCORDIA BANK
Apr 19, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage GENEVA FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2022
Deed Sale	Sep 2, 2022
Prior Sale	Apr 19, 2021 · Amount on Record
Deed Document Number	20224370
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	319 S 3RD ST, ODESSA, MO 64076-1411
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022DR4371
Date	Sep 2, 2022
Instrument	2022DR4371

Lender

Name	CONCORDIA BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Oct 1, 2027

Interest

Rate Type	Adjustable Rate

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Apr 19, 2021
Property Address	319 S 3RD ST, ODESSA, MO 64076-1411
Document Number	2021DR1950
Instrument Date	Apr 9, 2021
Instrument	2021DR1950
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	MISC COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 S 3RD ST, ODESSA, MO 64076-1411

Mortgage

Document Number	2021DR1951
Date	Apr 19, 2021
Instrument	2021DR1951

Lender

Name	GENEVA FINANCIAL LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lafayette County
Municipality	Odessa City
Unified School District	Odessa R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,286.00	$17,370 (+14.01%)	$91,420 (+14.01%) Land $14,080 Building $77,340
2023		$15,236	$80,188 Land $12,348 Building $67,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ODESSA PWS serves 5,202 people · EPA ID MO1010599
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: United Fiber, Wisper ISP.

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