319 S 3rd St, Oakland, MD 21550 Property Records

Garrett County property record for 319 S 3rd St, Oakland, MD 21550

Property Summary

Property TypeResidential Multi-Family (5+ Units)
Details5,040 sqft · built 1900
Lot Size0.17 acres (7,405 sqft)
OwnerCompany Name on File
Last Sale$100,000 (Nov 2005)
Tax Bill$3,177 (2026)
Flood ZoneZone X (minimal risk)
APN17-007750

Property Details

APN / Parcel Number

Primary APN17-007750
Alternative APN
  • 007750

Interior

Units6 Units
Stories3 Stories
Building Area5,040 sqft Total Area
1st Floor Area5,040 sqft
Basement Area1,680 sqft
Unfinished Basement1,680 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialAluminum/Vinyl
Lot Area7,405 sqft (0.17 acres)
PorchEnclosed Porch
Porch Area36 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number007750
Street Address319 S 3RD ST
CityOAKLAND
StateMD
Zip21550-1836
Property CategoryResidential
Property TypeResidential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning CodeR
Legal Description0.17 AC 319 S 3 RD ST OAKLAND
Legal SubdivisionMCCARTYS
JurisdictionGARRETT MD
Township / Civil Division14, WEST OAKLAND
Census Block Group3
Census Block3048
Census Tract601

Owner

319 S 3rd St, a residential property, is owned by a company that acquired it in July 2023.

Source: Garrett County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address104 E CENTER ST, OAKLAND, MD 21550-1328
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 17, 2005 · Amount on File
Deed SaleNov 17, 2005 · Amount on File
Prior SaleJan 27, 1982 · Amount on File
Deed Document Number200552229
Deed Book / Page1174 / 411
Last Transfer DateJul 21, 2023
Transfer Doc2502000364
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 319 S 3rd St was $3,177.

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyGarrett County
MunicipalityOakland Town
Unified School DistrictGarrett County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,177.00$200,600$211,600 Land $16,600 Building $195,000
2023$2,814.00$171,633$195,100 Land $16,600 Building $178,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 319 S 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 319 S 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF OAKLAND
serves 1,850 people · EPA ID MD0110008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mountain Communications
Fiber
1,000 / 1,000
Glo Fiber
Cable
1,000 / 50
Pogozone powered by Neubeam
Fixed Wireless
300 / 40

May also be available: T-Mobile, Verizon, Xfinity.

Nearby Properties on S 3rd St

Nearby Streets

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