319 Rock Rd E, Lambertville, NJ 08530 Property Records

Hunterdon County and West Amwell Township property record for 319 Rock Rd E, Lambertville, NJ 08530

Property Summary

Property Type	Single Family Home
Details	1,682 sqft · built 1970
Lot Size	2.25 acres (98,010 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Oct 2020)
Tax Bill	$9,257 (2025)
Deeds & Mortgages	Nov 2024 Line of Credit Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-00022-0000-00021`

Property Details

APN / Parcel Number

Primary APN	`26-00022-0000-00021`
Alternative APN	`260002200021`

Interior

Stories	2 Stories
Building Area	1,682 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Aluminum/Vinyl
Lot Area	98,010 sqft

Location & Zoning

Street Address	319 ROCK RD E
City	LAMBERTVILLE
State	NJ
Zip	08530-3308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-6
Legal Block	22
Legal Lot Number	21
Jurisdiction	HUNTERDON NJ
Township / Civil Division	WEST AMWELL
Census Block Group	1
Census Block	1050
Census Tract	11800

Owner

319 Rock Rd E is owned and occupied by two individuals who bought it in October 2020.

Source: Hunterdon County and West Amwell Township records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	319 ROCK RD E, LAMBERTVILLE, NJ 08530-3308
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2024	Deed of Trust, Mortgage · Line of Credit THE FIRST NATL BANK & TRUST BROKEN ARROW
Oct 16, 2020	Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Nov 2, 2018	Trustee's Deed, Construction Loan · Line of Credit FINANCE OF AMERICA COM'L LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2020 · Amount on File
Deed Sale	Oct 16, 2020 · Amount on File
Prior Sale	Dec 14, 2009 · Amount on File
Deed Document Number	2020229310
Deed Book / Page	2511 / 939
Prior Transfer Date	Oct 15, 2020
Prior Transfer Doc	0000229310
Record Updated	Oct 29, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNTERDON NJ
Property Address	319 ROCK RD E, LAMBERTVILLE, NJ 08530-3308
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 ROCK RD E, LAMBERTVILLE, NJ 08530-3308

Mortgage

Document Number	20241121000416770
Date	Nov 21, 2024
Book Page	4601/44
Instrument	20241121000416770

Lender

Name	THE FIRST NATL BANK & TRUST BROKEN ARROW
Type	Bank
Address	NEWTOWN, PA 18940

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Dec 1, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HUNTERDON NJ
Recording Date	Oct 16, 2020
Property Address	319 ROCK RD E, LAMBERTVILLE, NJ 08530-3308
Document Number	20201016000229310
Book / Page	2511 / 939
Instrument Date	Oct 15, 2020
Instrument	20201016000229310
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	CORTES & HAY TITLE AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name
Address	315 ROCK RD E, 315, LAMBERTVILLE, NJ 08530-3308

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 ROCK RD E, LAMBERTVILLE, NJ 08530-3308

Mortgage

Document Number	0000229320
Date	Oct 16, 2020
Book Page	4279/672
Instrument	20201016000229320

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

November 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HUNTERDON NJ
Recording Date	Nov 2, 2018
Property Address	319 ROCK RD E, LAMBERTVILLE, NJ 08530-3308
Book / Page	004124 / 000206
Instrument Date	Oct 26, 2018
Instrument	220970
Transaction Type	Construction Loan
Record Updated	Feb 13, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	319 ROCK RD E LAMBERTVILLE NJ 085303308, LAMBERTVILLE, NJ 08530-3308

Mortgage

Document Number	0000220970
Date	Nov 2, 2018
Book Page	004124/000206
Instrument	220970

Lender

Name	FINANCE OF AMERICA COM'L LLC
Address	CHARLOTTE, NC 28210

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Nov 1, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 319 Rock Rd E was $9,257, up 8.8% from the year before.

Source: Hunterdon County and West Amwell Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Hunterdon County
County Subdivision	West Amwell Township
Unified School District	South Hunterdon Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$456,100 (+4.85%) Land $159,900 Building $296,200	$456,100 (+4.85%) Land $159,900 Building $296,200
2025	$9,257.00 (+8.8%)	$435,000 Land $149,400 Building $285,600	$435,000 Land $149,400 Building $285,600
2024	$8,508.00
2023		$366,200 Land $130,300 Building $235,900	$366,200 Land $130,300 Building $235,900
2022	$7,646.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 319 Rock Rd E in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1992–2011)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 319 Rock Rd E is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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