319 Ritchey St, Gainesville, TX 76240 Property Records

Cooke County property record for 319 Ritchey St, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,120 sqft · built 1940
Lot Size	0.143 acres (6,216 sqft)
Owner	2 Individual Names on Record
Last Sale	$162,200 (May 2021)
Tax Bill	$4,067 (2025)
Deeds & Mortgages	May 2021 Mortgage Apr 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2735-004-00010`

Property Details

APN / Parcel Number

Primary APN	`2735-004-00010`
Alternative APN	`3339`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	1,120 sqft Living Area
Gross Area	1,820 sqft
1st Floor Area	1,120 sqft
Flooring	Wood

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2005
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,216 sqft (0.143 acres)
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	252 sqft
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2735-004-00010
Street Address	319 RITCHEY ST
City	GAINESVILLE
State	TX
Zip	76240-4327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCHOPMEYER & HESS; BLOCK 4; LOT 10
Legal Subdivision	SCHOPMEYER & HESS
Legal Block	4
Legal Lot Number	10
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	3
Census Block	3037
Census Tract	600

Owner

Source: Cooke County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	319 RITCHEY ST, GAINESVILLE, TX 76240-4327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Vendor's Lien, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 11, 2017	Warranty Deed, Transfer
Jan 25, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2021 · Amount on Record
Deed Sale	May 25, 2021 · Amount on Record
Prior Sale	Apr 15, 2019
Deed Document Number	20214390
Deed Book / Page	2420 / 809
Prior Transfer Date	Apr 19, 2021
Prior Transfer Doc	002420/809
Record Updated	Sep 20, 2026

May 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	May 25, 2021
Property Address	319 RITCHEY ST, GAINESVILLE, TX 76240-4327
Document Number	002420/809
Book / Page	2420 / 809
Instrument Date	Apr 19, 2021
Instrument	2021-04390
Transaction Type	Transfer
Record Updated	Sep 18, 2023
Title Company	ALAMO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	319 RITCHEY ST, GAINESVILLE, TX 76240-4327

Mortgage

Document Number	0202104391
Date	May 25, 2021
Instrument	2021-04391

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOKE TX
Recording Date	Apr 11, 2017
Property Address	319 RITCHEY ST, GAINESVILLE, TX 76240-4327
Document Number	002126/413
Book / Page	2126 / 413
Instrument Date	Apr 10, 2017
Instrument	00073541
Transaction Type	Transfer
Record Updated	Sep 18, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1306 REBECCA DR, GAINESVILLE, TX 76240-5926

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1407 E TENNIE ST, GAINESVILLE, TX 76240-5543

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOKE TX
Recording Date	Jan 25, 2017
Property Address	319 RITCHEY ST, GAINESVILLE, TX 76240-4327
Document Number	002113/260
Book / Page	2113 / 260
Instrument Date	Jan 23, 2017
Instrument	00071669
Transaction Type	Transfer
Record Updated	Sep 18, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	319 RITCHEY ST, GAINESVILLE, TX 76240-4327

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1411 LYNWOOD ST, GAINESVILLE, TX 76240-5838

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,067.00 (+10.4%)	$194,406 (+6.45%) Land $25,303 Building $169,103	$194,406 (+6.45%) Land $25,303 Building $169,103
2024	$3,684.00 (-7.65%)
2023		$182,625 Land $23,003 Building $159,622	$182,625 Land $23,003 Building $159,622
2022	$3,989.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2007 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Element8.

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