319 Ridgeway Rd, Lexington, KY 40502 Property Records

Lexington-Fayette Urban County property record for 319 Ridgeway Rd, Lexington, KY 40502

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,841 sqft · built 1926
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (Oct 2021)
Tax Bill	$7,529 (2026)
Deeds & Mortgages	Jul 2018 Mortgage Jun 2017 Mortgage + 6 more
APN	`15140200`

Property Details

APN / Parcel Number

Primary APN	`15140200`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,841 sqft Living Area
Basement Area	650 sqft
Unfinished Basement	650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Exterior Material	Brick
Lot Area	7,501 sqft (0.172 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Pool Area	250 sqft
Porch	Enclosed Porch
Patio Area	439 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	319 RIDGEWAY RD
City	LEXINGTON
State	KY
Zip	40502-2341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1C
Legal Description	E-380+ ASHLAND PARK UNIT 4 LOT 114 115; BOOK: 3884 PAGE: 44
Legal Subdivision	ASHLAND PARK
Legal Block	N
Legal Lot Number	114-115
Legal Unit	4
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE CENTRAL
Census Block Group	2
Census Block	2009
Census Tract	600

Owner

319 Ridgeway Rd is owned and occupied by an individual who acquired it in December 2021.

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	319 RIDGEWAY RD, LEXINGTON, KY 40502-2341
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2018	Deed of Trust, Mortgage BANK OF LEX
Jun 19, 2017	Deed of Trust, Mortgage BANK OF LEX
Oct 10, 2018	Deed of Trust, Mortgage BANK OF LEX
Oct 15, 2024	Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK OF WEST VIRGINIA
Oct 15, 2024	Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK OF WEST VIRGINIA
Mar 18, 2022	Deed, Transfer
Oct 5, 2021	Deed, Transfer · Stand-Alone First Mortgage CITY NATL BK OF WEST VIRGINIA
Dec 26, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2021 · Amount on File
Deed Sale	Oct 5, 2021 · Amount on File
Prior Sale	Dec 26, 2019 · Amount on File
Deed Book / Page	3884 / 64
Last Transfer Date	Dec 28, 2021
Transfer Doc	003924/315
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	319 RIDGEWAY RD, LEXINGTON, KY 40502-2341
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009129/720
Date	Jul 5, 2018
Book Page	9129/720

Lender

Name	BANK OF LEX

Agreement

Amount	Amount on Record

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	319 RIDGEWAY RD, LEXINGTON, KY 40502-2341
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008867/440
Date	Jun 19, 2017
Book Page	8867/440

Lender

Name	BANK OF LEX

Agreement

Amount	Amount on Record

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	319 RIDGEWAY RD, LEXINGTON, KY 40502-2341
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009194/538
Date	Oct 10, 2018
Book Page	9194/538

Lender

Name	BANK OF LEX

Agreement

Amount	Amount on Record

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	319 RIDGEWAY RD, LEXINGTON, KY 40502-2341
Transaction Type	Mortgage
Record Updated	Nov 11, 2025
Title Company	BESTITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 RIDGEWAY RD, LEXINGTON, KY 40502-2341

Mortgage

Document Number	MB10890/542
Date	Oct 15, 2024
Book Page	MB 10890/542
Instrument	202410150010

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank
Address	ASHLAND, KY 41101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	172 Months
Due	Feb 1, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	319 RIDGEWAY RD, LEXINGTON, KY 40502-2341
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MB10890/520
Date	Oct 15, 2024
Book Page	MB 10890/520
Instrument	202410150009

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank
Address	CHARLESTON, WV 25313

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	324 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.35%
Type Change Date	Oct 1, 2026
Change Frequency	5 Years
Min Rate At Change	3.12%
Max Rate At Change	5.35%
Index	5-Year TN
Max Rate	7.35%

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Mar 18, 2022
Property Address	319 RIDGEWAY RD, LEXINGTON, KY 40502-2341
Document Number	003924/315
Book / Page	3924 / 315
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Oct 5, 2021
Property Address	319 RIDGEWAY RD, LEXINGTON, KY 40502-2341
Document Number	003884/064
Book / Page	3884 / 064
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000235105
Date	Oct 5, 2021
Instrument	235/105

Lender

Name	CITY NATL BK OF WEST VIRGINIA

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Dec 26, 2019
Property Address	319 RIDGEWAY RD, LEXINGTON, KY 40502-2341
Document Number	003723/148
Book / Page	3723 / 148
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 319 Ridgeway Rd was $7,529, up 1.9% from the year before.

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,529.00 (+1.89%)	$597,600 (-)	$597,600 (-)
2025	$7,389.00	$597,600	$597,600
2023	$6,492.00	$525,000	$525,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 319 Ridgeway Rd; there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1978–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 319 Ridgeway Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Windstream.

Nearby Properties on Ridgeway Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures