319 Richards Rd, Toledo, OH 43607 Property Records

Lucas County property record for 319 Richards Rd, Toledo, OH 43607

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 976 sqft · built 1970
Lot Size0.137 acres (6,000 sqft)
OwnerIndividual Name on Record
Last Sale$75,000 (Oct 2021)
Tax Bill$168 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-34884

Property Details

APN / Parcel Number

Primary APN03-34884
Alternative APN
  • 05567063

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area976 sqft Living Area
1st Floor Area976 sqft

Exterior

Year BuiltBuilt 1970
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area6,000 sqft (0.137 acres)
Lot Dimensions120 ft deep x 50 ft wide
Garage TypeDetached
Garage Area280 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address319 RICHARDS RD
CityTOLEDO
StateOH
Zip43607-2369
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code10-RS6
Legal DescriptionCHAPEL HILLS PLAT 1 LOT 63
Legal SubdivisionCHAPEL HILLS
Legal Tract74
Legal Lot Number63
JurisdictionLUCAS OH
Township / Civil DivisionTOLEDO
Census Block Group3
Census Block3006
Census Tract7401

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address319 RICHARDS RD, TOLEDO, OH 43607-2369
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 13, 2021 · Amount on Record
Deed SaleOct 13, 2021 · Amount on Record
Prior SaleMay 25, 2010 · Amount on Record
Deed Document Number202110130054090
Record UpdatedJun 8, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLUCAS OH
Recording DateOct 13, 2021
Property Address319 RICHARDS RD, TOLEDO, OH 43607-2369
Document Number0000054090
Map ReferenceVOL 64 PG 48
Instrument DateSep 29, 2021
Instrument202110130054090
Transaction TypeTransfer
Record UpdatedOct 22, 2021
Title CompanyLIBERTY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address319 RICHARDS RD, TOLEDO, OH 43607-2369

Mortgage

Document Number0000054091
DateOct 13, 2021
Instrument202110130054091
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLucas County
MunicipalityToledo City
Unified School DistrictToledo City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$168.00 Homeowner's exemption$8,435 (-) Land $4,585 Building $3,850
2024Homeowner's exemption$8,435 (+3.43%) Land $4,585 Building $3,850$24,100 (+3.43%) Land $13,100 Building $11,000
2023$150.00 (+1.35%) Homeowner's exemption$8,155 (-) Land $4,410 Building $3,745
2022$148.00 Homeowner's exemption$8,155 Land $4,410 Building $3,745
2021$23,300 Land $12,600 Building $10,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TOLEDO
serves 360,000 people · EPA ID OH4801411
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Mar 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Buckeye Cablesystem
Cable · Fiber in parts of the area
1,000 / 20
Verizon
Fixed Wireless
300 / 20

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