319 Puddin Ridge Rd, Moyock, NC 27958 Property Records

Currituck County property record for 319 Puddin Ridge Rd, Moyock, NC 27958

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,649 sqft · built 2020
Lot Size	10.2 acres (446,054 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Feb 2020)
Tax Bill	$4,670 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Feb 2020 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`8021-95-6177`

Property Details

APN / Parcel Number

Primary APN	`8021-95-6177`
Alternative APNs	`0010000005N0000` `000153604` `8021-95`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,649 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	446,054 sqft (10.2 acres)
Garage Type	Detached
Garage Area	1,440 sqft
Parking Spaces	6 Parking Spaces
Patio Area	1,000 sqft
Stable	2,400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000153604
Street Address	319 PUDDIN RIDGE RD
City	MOYOCK
State	NC
Zip	27958-9304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 3 RECOMB/EXEMPT SUBD FOR JAMES E ROMM II
Legal Subdivision	RECOMB/EXEMPT SUBD
Legal Lot Number	3
Jurisdiction	CURRITUCK NC
Township / Civil Division	MOYOCK
Census Block Group	1
Census Block	1004
Census Tract	110201

Owner

319 Puddin Ridge Rd is owned and occupied by two individuals who bought it in February 2020.

Source: Currituck County records, as of April 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	319 PUDDIN RIDGE RD, MOYOCK, NC 27958-9304
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2020	Deed of Trust, Mortgage · Commercial Mortgage C&F MORTGAGE CORP
Feb 18, 2020	Warranty Deed, Construction Loan · Construction Mortgage CITIZENS & FARMERS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2020 · Amount on File
Deed Sale	Feb 18, 2020 · Amount on File
Prior Sale	Oct 16, 2001
Deed Document Number	2020349211
Deed Book / Page	1521 / 321
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	319 PUDDIN RIDGE RD, MOYOCK, NC 27958-9304
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015840037
Date	Dec 11, 2020
Book Page	1584/37
Instrument	358462

Lender

Name	C&F MORTGAGE CORP
Type	Mortgage Company
Address	MIDLOTHIAN, VA 23113

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

February 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Feb 18, 2020
Property Address	319 PUDDIN RIDGE RD, MOYOCK, NC 27958-9304
Document Number	0015210321
Book / Page	1521 / 321
Instrument Date	Jan 2, 2020
Instrument	349211
Transaction Type	Construction Loan
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Tax	$1,980.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 CHELTINGHAM CT, CHESAPEAKE, VA 23322-1927

Mortgage

Document Number	0000349212
Date	Feb 18, 2020
Instrument	349212

Lender

Name	CITIZENS & FARMERS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 319 Puddin Ridge Rd was $4,670, down 0.6% from the year before.

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,670.00 (-0.57%)	$695,200 (-) Land $143,200 Building $552,000
2024	$4,697.00 (+10.05%)	$695,200 (-) Land $143,200 Building $552,000
2023	$4,268.00 (+19.85%)	$695,200 (-) Land $143,200 Building $552,000	$695,200 (-) Land $143,200 Building $552,000
2022	$3,561.00	$695,200 Land $143,200 Building $552,000	$695,200 (-) Land $143,200 Building $552,000
2021			$695,200 Land $143,200 Building $552,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 319 Puddin Ridge Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 68 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	68 in force
Nearby Flood Claims	3 (2009–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 319 Puddin Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	1,000 / 50
Cox Communications Fiber	1,000 / 35

May also be available: Verizon.

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