319 Payson St, Kewanee, IL 61443 Property Records

Henry County property record for 319 Payson St, Kewanee, IL 61443

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,164 sqft · built 1932
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Jan 2021)
Tax Bill	$2,577 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-04-256-012`

Property Details

APN / Parcel Number

Primary APN	`25-04-256-012`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,164 sqft Total Area
1st Floor Area	1,164 sqft
Basement Area	546 sqft
Finished Basement	1,068 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	144 ft deep x 61 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	319 PAYSON ST
City	KEWANEE
State	IL
Zip	61443-3445
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 & N1 LOT 5 BLK 1 KELLOGG & HOFFMANS SUB VILLAGE OF WETHERSFIELD CITY OF KEWANEE
Legal Subdivision	KELLOGG & HOFFMANS SUB
Legal Block	1
Legal Lot Number	4,5
Jurisdiction	HENRY IL
Township / Civil Division	WETHERSFIELD
Census Block Group	1
Census Block	1019
Census Tract	31000

Owner

Source: Henry County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	319 PAYSON ST, KEWANEE, IL 61443-3445
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2021	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY STATE BANK
Jan 26, 2021	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY STATE BANK
Apr 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage MORTON CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2021 · Amount on Record
Deed Sale	Jan 26, 2021 · Amount on Record
Deed Document Number	202120-2100571
Record Updated	Sep 20, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Jan 26, 2021
Property Address	319 PAYSON ST, KEWANEE, IL 61443-3445
Document Number	0000000571
Instrument Date	Jan 22, 2021
Instrument	20-2100571
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	WESTERN ILLINOIS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	319 PAYSON ST, KEWANEE, IL 61443-3445

Mortgage

Document Number	0000000572
Date	Jan 26, 2021
Instrument	20-2100572

Lender

Name	COMMUNITY STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.55%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Jan 26, 2021
Property Address	319 PAYSON ST, KEWANEE, IL 61443-3445
Document Number	0202100571
Instrument Date	Jan 22, 2021
Instrument	20-2100571
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	WESTERN ILLINOIS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	319 PAYSON ST, KEWANEE, IL 61443-3445

Mortgage

Document Number	0202100572
Date	Jan 26, 2021
Instrument	20-2100572

Lender

Name	COMMUNITY STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.55%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	319 PAYSON ST, KEWANEE, IL 61443-3445
Document Number	0000002018
Instrument Date	Apr 19, 2019
Transaction Type	Mortgage
Record Updated	Jun 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 PAYSON ST KEWANEE IL 614433445, KEWANEE, IL 61443-3445

Mortgage

Document Number	0000002018
Date	May 1, 2019
Instrument	2018

Lender

Name	MORTON CMNTY BK
Type	Bank
Address	MORTON, IL 61550

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 30, 2034

Interest

Rate Type	Adjustable Rate
Rate	5.75%

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Wethersfield Township
Municipality	Kewanee City
Unified School District	Wethersfield Community Unit School District 230 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,577.00 (+22.07%)	$30,341 (+23.65%) Land $3,034 Building $27,307	$91,023 (+23.65%) Land $9,102 Building $81,921
2022		$24,538 Land $2,454 Building $22,084	$73,614 Land $7,362 Building $66,252
2021	$2,111.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1981–2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEWANEE serves 12,509 people · EPA ID IL0730650
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	200 / 50

May also be available: Cambridge Telcom Services, Verizon.

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