319 Palm Dr, Flagler Beach, FL 32136 Property Records

Flagler County property record for 319 Palm Dr, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,325 sqft · built 1980
Lot Size	0.258 acres (11,252 sqft)
Owner	2 Trust Names on File
Last Sale	$300,000 (Jan 2020)
Tax Bill	$10,264 (2025)
Deeds & Mortgages	May 2022 Transfer Jan 2020 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`12-12-31-4950-00010-0120`

Property Details

APN / Parcel Number

Primary APN	`12-12-31-4950-00010-0120`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,325 sqft Living Area
Gross Area	4,277 sqft
1st Floor Area	2,325 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2005
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,252 sqft (0.258 acres)
Lot Width	75 ft Width
Driveway	Brick Driveway
Driveway Area	1,000 sqft

Exterior Amenities

Pool Type	Pool Type
Pool Area	503 sqft
Deck Area	Deck Area
Patio Area	300 sqft
Boat Access	Boat Access
Boat House	200 sqft
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	319 PALM DR
City	FLAGLER BEACH
State	FL
Zip	32136-3481
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM HARBOR SUB BLOCK 1 LOT 12 & SLY 15 LOT 11 OR 136 PG 152 OR 284 PG 925 OR 478 PG 1724 OR 561/329 OR 664/1019 OR 1504 PG 965 OR 1610/1661 OR 1626/489 OR 1664/442 OR 2198/716 OR 2410/806
Legal Range	31E
Legal Township	12S
Legal Section	12
Legal Subdivision	PALM HARBOR SUB
Legal Block	1
Legal Lot Number	12
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	1
Census Block	1001
Census Tract	60304

Owner

319 Palm Dr is held in a trust since November 2024.

Source: Flagler County records, as of December 8, 2025

Owner of Record	2 Trust Names on File
Mailing Address	4375 LILAC RD, LEITCHFIELD, KY 42754-7630
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jan 3, 2020	Warranty Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE SVCS
Apr 11, 2017	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2020 · Amount on File
Deed Sale	Jan 3, 2020 · Amount on File
Prior Sale	Apr 11, 2017 · Amount on File
Deed Document Number	2020379
Deed Book / Page	2410 / 806
Last Transfer Date	Nov 6, 2024
Transfer Doc	0029160591
Record Updated	Sep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLAGLER FL
Recording Date	May 5, 2022
Property Address	319 PALM DR, FLAGLER BEACH, FL 32136-3481
Document Number	0026841344
Book / Page	2684 / 1344
Map Reference	MB 5 PG 21
Instrument Date	May 5, 2022
Instrument	2022023543
Transaction Type	Transfer
Record Updated	May 24, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4375 LILAC RD, 4375, LEITCHFIELD, KY 42754-7630

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4375 LILAC RD, LEITCHFIELD, KY 42754-7630

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jan 3, 2020
Property Address	319 PALM DR, FLAGLER BEACH, FL 32136-3481
Document Number	0024100806
Book / Page	002410 / 000806
Instrument Date	Dec 29, 2019
Instrument	379
Transaction Type	Transfer
Record Updated	Jan 20, 2020
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE SVCS

Transaction

Amount	Amount on Record
Tax	$2,100.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4375 LILAC RD LEITCHFIELD KY 427547630, LEITCHFIELD, KY 42754-7630

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Apr 11, 2017
Property Address	319 PALM DR, FLAGLER BEACH, FL 32136-3481
Document Number	0021980716
Book / Page	002198 / 000716
Instrument Date	Mar 18, 2017
Instrument	12742
Transaction Type	Transfer
Record Updated	Jun 19, 2017
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,325.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	319 PALM DR FLAGLER BEACH FL 321363481, FLAGLER BEACH, FL 32136-3481

Mortgage

Document Number	21980718
Date	Apr 11, 2017
Book Page	002198/000718
Instrument	12743

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 10, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 319 Palm Dr was $10,264, up 3.4% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Flagler Beach City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,264.00 (+3.35%)	$651,352 Land $277,500 Building $373,852	$651,352 Land $277,500 Building $373,852
2024	$9,931.00 (+6.81%)
2023	$9,298.00 (+7.27%)	$674,221 (+6.08%) Land $247,500 Building $426,721	$674,221 (+6.08%) Land $247,500 Building $426,721
2022	$8,668.00	$635,577 Land $247,500 Building $388,077	$635,577 Land $247,500 Building $388,077

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 319 Palm Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 127 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	127 in force
Nearby Flood Claims	69 (1995–2026)
Claims Outside the SFHA	8 of 69
Most Recent Claim	May 2026 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 13 claims Hurricane Irma, Oct 2017 · 39 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 319 Palm Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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