Black Hawk County property record for 319 Oak Ridge Rd, Waterloo, IA 50702
| Property Type | Commercial |
|---|---|
| Lot Size | 1.37 acres (59,677 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $710 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 8812-07-251-009 |
| Primary APN | 8812-07-251-009 |
|---|
| Lot Area | 59,677 sqft (1.37 acres) |
|---|---|
| Garage Area | 1,156 sqft |
| Parking Spaces | 4 Parking Spaces |
| Street Address | 319 OAK RIDGE RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | E 138.85 FT OF EXISTING PAR D BEING PART OF SW 1/4 NE 1/4 AND PART OF NW 1/4 SE 1/4 ALL IN SEC 7 T 88 R 12 RECORDED IN |
| Legal Range | 12W |
| Legal Township | 88N |
| Legal Section | 07 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | CEDAR |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 2901 |
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4881 TEXAS ST, WATERLOO, IA 50702-4741 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 13, 2024 |
| Transfer Doc | 0000020602 |
| Record Updated | Oct 29, 2026 |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $710.00 (-5.59%) | $56,140 (-) Land $39,440 Building $16,700 | $56,140 (-) Land $39,440 Building $16,700 |
| 2024 | $752.00 (+39.78%) | ||
| 2023 | $56,140 (+40.35%) Land $39,440 Building $16,700 | $56,140 (+40.35%) Land $39,440 Building $16,700 | |
| 2022 | $538.00 | $40,000 Land $26,850 Building $13,150 | |
| 2021 | $40,000 Land $26,850 Building $13,150 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 49 policies |
| Nearby Flood Policies | 49 in force |
| Nearby Flood Claims | 118 (1978–2016) |
| Claims Outside the SFHA | 11 of 118 |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: T-Mobile.
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