319 Nicholson Rd, Mount Ephraim, NJ 08059 Property Records

Camden County and Haddon Township property record for 319 Nicholson Rd, Mount Ephraim, NJ 08059

Property Summary

Property Type	Single Family Home
Details	1,308 sqft · built 1951
Lot Size	0.138 acres (5,998 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Sep 2023)
Tax Bill	$5,510 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Dec 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-00005-04-00020`

Property Details

APN / Parcel Number

Primary APN	`16-00005-04-00020`
Alternative APNs	`1600005000400020` `1600275000000005`

Interior

Stories	1 Story
Building Area	1,308 sqft Living Area
1st Floor Area	1,308 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Construction Type	Frame
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide

Location & Zoning

Old Parcel Number	1600275000000005
Street Address	319 NICHOLSON RD
City	MOUNT EPHRAIM
State	NJ
Zip	08059-1948
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	NEWTON PARK SECOND SUB
Legal Block	5.4
Legal Lot Number	20
Jurisdiction	CAMDEN NJ
Township / Civil Division	HADDON
Census Block Group	2
Census Block	2018
Census Tract	611700

Owner

Source: Camden County and Haddon Township records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	319 NICHOLSON RD, MOUNT EPHRAIM, NJ 08059-1948
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Deed, Transfer · Conventional Mortgage NAVY FCU
Dec 8, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 3, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 12, 2018	Deed, Transfer · FHA Mortgage NATIONAL TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2023 · Amount on Record
Deed Sale	Sep 7, 2023 · Amount on Record
Prior Sale	Jan 12, 2018 · Amount on Record
Deed Document Number	202356146
Deed Book / Page	12425 / 1832
Record Updated	Sep 20, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMDEN NJ
Recording Date	Sep 7, 2023
Property Address	319 NICHOLSON RD, MOUNT EPHRAIM, NJ 08059-1948
Document Number	0000056146
Book / Page	12425 / 1832
Instrument Date	Jul 18, 2023
Instrument	2023056146
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	SURREY TITLE COMPANY, SURETY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,598.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	319 NICHOLSON RD, MOUNT EPHRAIM, NJ 08059-1948

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 NICHOLSON RD, MOUNT EPHRAIM, NJ 08059-1948

Mortgage

Document Number	0124251838
Date	Sep 7, 2023
Instrument	12425/1838

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NJ
Property Address	319 NICHOLSON RD, MOUNT EPHRAIM, NJ 08059-1948
Transaction Type	Mortgage
Record Updated	Dec 22, 2022
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 NICHOLSON RD, MOUNT EPHRAIM, NJ 08059-1948

Mortgage

Document Number	0000105133
Date	Dec 8, 2022
Book Page	12247/425
Instrument	2022105133

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Nov 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NJ
Property Address	319 NICHOLSON RD, MOUNT EPHRAIM, NJ 08059-1948
Transaction Type	Mortgage
Record Updated	Sep 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 NICHOLSON RD, MOUNT EPHRAIM, NJ 08059-1948

Mortgage

Document Number	0000072717
Date	Aug 3, 2021
Book Page	11814/867
Instrument	2021072717

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	317 Months
Due	Jan 1, 2048

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMDEN NJ
Recording Date	Jan 12, 2018
Property Address	319 NICHOLSON RD, MOUNT EPHRAIM, NJ 08059-1948
Document Number	0000003367
Book / Page	10803 / 0706
Instrument Date	Dec 20, 2017
Instrument	2018003367
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	NATIONAL TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	319 NICHOLSON RD, 319, MOUNT EPHRAIM, NJ 08059-1948

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 NICHOLSON RD, MOUNT EPHRAIM, NJ 08059-1948

Mortgage

Document Number	0000003368
Date	Jan 12, 2018
Instrument	2018003368

Lender

Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Camden County and Haddon Township assessment roll, as of July 1, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Camden County
County Subdivision	Haddon Township
Unified School District	Haddon Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$242,100 (-) Land $81,200 Building $160,900	$242,100 (-) Land $81,200 Building $160,900
2025	$5,510.00 (-13.04%)	$242,100 (+56.8%) Land $81,200 Building $160,900	$242,100 (+56.8%) Land $81,200 Building $160,900
2024	$6,336.00 (+4.06%)
2023		$154,400 (-) Land $55,900 Building $98,500	$154,400 (-) Land $55,900 Building $98,500
2022	$6,089.00 (-0.88%)	$154,400 Land $55,900 Building $98,500	$154,400 Land $55,900 Building $98,500
2021	$6,143.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	10 (1994–2018)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Mar 2018 · other causes
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - WESTERN private · serves 274,291 people · EPA ID NJ0327001
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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