Hillsdale County property record for 319 N Main St, Reading, MI 49274
| Property Type | Commercial |
|---|---|
| Lot Size | 1.2 acres (52,477 sqft) |
| Owner | Company Name on Record |
| Last Sale | $150,000 (Sep 2020) |
| Deeds & Mortgages | Jan 2023 Mortgage Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-100-001-034 |
| Primary APN | 20-100-001-034 |
|---|
| Lot Area | 52,477 sqft (1.2 acres) |
|---|
| Street Address | 319 N MAIN ST |
|---|---|
| City | READING |
| State | MI |
| Zip | 49274-9630 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | R1LDRES |
| Legal Description | LOTS 12, 13, 14 YOUNGS ADD SEC 23 T7S R4W CITY OF READING COMB ON 01/30/2009 FROM 20 100 001 013, 20 100 001 014, 20 100 001 |
| Legal Range | 04W |
| Legal Township | 07S |
| Legal Section | 23 |
| Legal Subdivision | YOUNGS ADD |
| Legal Lot Number | 12,13 |
| Jurisdiction | HILLSDALE MI |
| Township / Civil Division | READING |
| Census Block Group | 5 |
| Census Block | 5020 |
| Census Tract | 50400 |
Source: Hillsdale County records, as of August 4, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 319 N MAIN ST, READING, MI 49274-9630 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jan 17, 2023 | Deed of Trust, Mortgage CHRISTIAN SERVICE FOUNDATION INC |
| Sep 11, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage CHRISTIAN SERVICE FOUNDATION INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 11, 2020 · Amount on Record |
| Deed Sale | Sep 11, 2020 · Amount on Record |
| Deed Book / Page | 1772 / 941 |
| Prior Transfer Date | Sep 4, 2020 |
| Prior Transfer Doc | 001772/941 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Property Address | 319 N MAIN ST, READING, MI 49274-9630 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001842/761 |
|---|---|
| Date | Jan 17, 2023 |
| Book Page | 1842/761 |
| Name | CHRISTIAN SERVICE FOUNDATION INC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT WAYNE, IN 46835 |
| Amount | Amount Recorded |
|---|---|
| Term | 212 Months |
| Due | Sep 10, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | Sep 11, 2020 |
| Property Address | 319 N MAIN ST, READING, MI 49274-9630 |
| Document Number | 001772/941 |
| Book / Page | 1772 / 941 |
| Map Reference | LB 63 PG 262 |
| Instrument Date | Sep 4, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,290.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 319 N MAIN ST, 319, READING, MI 49274-9630 |
| Name | Verified Name |
|---|---|
| Address | 319 N MAIN ST, READING, MI 49274-9630 |
| Document Number | 0001772942 |
|---|---|
| Date | Sep 11, 2020 |
| Instrument | 1772/942 |
| Name | CHRISTIAN SERVICE FOUNDATION INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 10, 2040 |
Source: Hillsdale County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| Municipality | Reading City |
| Unified School District | Reading Community Schools (KG - 12) |
Source: FEMA National Flood Hazard Layer, effective February 19, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING serves 1,078 people · EPA ID MI0005620 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| DMCI Broadband Fiber | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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