319 N Main St, Berlin, MD 21811 Property Records

Worcester County property record for 319 N Main St, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,592 sqft · built 1950
Lot Size	0.36 acres (15,690 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,150 (2026)
Deeds & Mortgages	Nov 2019 Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-026035`

Property Details

APN / Parcel Number

Primary APN	`03-026035`
Alternative APN	`026035`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,592 sqft Total Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,690 sqft (0.36 acres)
Lot Depth	2 ft Depth
Garage Type	Mixed
Garage Area	352 sqft
Parking Spaces	2 Parking Spaces
Deck Area	228 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	026035
Street Address	319 N MAIN ST
City	BERLIN
State	MD
Zip	21811-1005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	79 3 X 2OO X E SIDE 319 N MAIN ST BERLIN
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	1
Census Block	1018
Census Tract	951000

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	319 N MAIN ST, BERLIN, MD 21811-1005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Nov 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2007
Deed Sale	Sep 24, 2007
Prior Sale	May 24, 2005 · Amount on Record
Deed Document Number	2007366120
Deed Book / Page	4998 / 292
Prior Transfer Date	Sep 14, 2007
Prior Transfer Doc	0049980292
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	319 N MAIN ST, BERLIN, MD 21811-1005
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0075440309
Date	Nov 27, 2019
Book Page	7544/309

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2034

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	319 N MAIN ST, BERLIN, MD 21811-1005
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 N MAIN ST, BERLIN, MD 21811-1005

Mortgage

Document Number	0082250151
Date	Nov 16, 2021
Book Page	8225/151

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Municipality	Berlin Town
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,150.00 (+3.44%) Homeowner's exemption	$335,433 (+11.56%)	$370,200 (-) Land $106,300 Building $263,900
2025	$4,012.00 (+7.07%) Homeowner's exemption	$300,667 (+21.63%)	$370,200 (+39.23%) Land $106,300 Building $263,900
2023	$3,747.00 Homeowner's exemption	$247,200	$265,900 Land $106,300 Building $159,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 individual policies
Nearby Flood Policies	27 units insured incl. 3 condo units
Nearby Flood Claims	13 (1992–2020)
Claims Outside the SFHA	12 of 13
Most Recent Claim	Jul 2020 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERLIN serves 4,500 people · EPA ID MD0230001
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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