319 N Commerce St, McLean, TX 79057 Property Records

Gray County property record for 319 N Commerce St, McLean, TX 79057

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,160 sqft · built 1945
Lot Size	0.165 acres (7,187 sqft)
Owner	2 Individual Names on Record
Tax Bill	$939 (2026)
Deeds & Mortgages	Apr 2026 Transfer Nov 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1-20-145550180010000000`

Property Details

APN / Parcel Number

Primary APN	`1-20-145550180010000000`
Alternative APNs	`100868` `14735`

Interior

Full Baths	1 Bath
Building Area	2,160 sqft Total Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,187 sqft (0.165 acres)
Lot Dimensions	115 ft deep x 62 ft wide
Garage Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	100868
Street Address	319 N COMMERCE ST
City	MCLEAN
State	TX
Zip	79057
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 & 2 N 1/2 (12.5) OF 3 BLK 18 OT MCL
Legal Subdivision	ORIGINAL TOWN OF MCLEAN
Legal Block	18
Legal Lot Number	1,2
Jurisdiction	GRAY TX
Township / Civil Division	MCLEAN
Census Block Group	3
Census Block	3146
Census Tract	950100

Owner

Source: Gray County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 11, MCLEAN, TX 79057-0011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Nov 4, 2022	Deed of Trust, Mortgage · Line of Credit BOC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2013
Deed Sale	Jul 17, 2013
Prior Sale	Oct 11, 2005 · Amount on Record
Deed Document Number	2013199449
Deed Book / Page	979 / 420
Last Transfer Date	Apr 7, 2026
Transfer Doc	0000240243
Record Updated	Oct 29, 2026

April 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	GRAY TX
Recording Date	Apr 17, 2026
Document Number	0000240243
Instrument Date	Apr 7, 2026
Instrument	2026240243
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3407 PEACHTREE LN, PANTEGO, TX 76013-3005
Investor	Possibly a Property Investor

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY TX
Property Address	319 COMMERCE ST, MCLEAN, TX 79057
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000229990
Date	Nov 4, 2022
Instrument	229990

Lender

Name	BOC BANK
Type	Bank
Address	AMARILLO, TX 79101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	154 Months
Due	Sep 19, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Gray County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Gray County
Municipality	McLean Town
Unified School District	McLean Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$939.00 (+124.11%)	$43,380 (-18.67%)	$53,340 (-) Land $1,130 Building $52,210
2025	$419.00 (+6.08%) Homeowner's exemption	$53,340 (+31.44%) Land $1,130 Building $52,210	$53,340 (+31.44%) Land $1,130 Building $52,210
2023		$40,580 Land $1,130 Building $39,450	$40,580 Land $1,130 Building $39,450
2022	$395.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 31, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 43% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCLEAN MUNICIPAL WATER SUPPLY serves 665 people · EPA ID TX0900002
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AMA TechTel Communications Fixed Wireless	50 / 3

May also be available: AT&T.

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