Osceola County property record for 319 Minnesota Ave, Saint Cloud, FL 34769 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2000 |
| Square Footage | 1,275 sqft Living Area |
| Lot Size | 9,365 sqft (0.215 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $100 (2017) |
| Tax Bill | $1,805.00 (2025) |
| Primary APN | 01-26-30-0001-0404-0160 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,275 sqft Living Area |
| Gross Area | 1,799 sqft Gross Area |
| 1st Floor | 1,275 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,365 sqft (0.215 acres) |
| Depth X Width | 150 ft x 62.5 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 500 sqft Garage |
| Patio Area | 180 sqft Patio |
| Porch Area | 24 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 319 MINNESOTA AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2235 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LAKEVIEW PARK PB 1 PG 159 BLK 404 ALL LOT 16 & S 12.5 FT OF LOT 17 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 404 |
| Legal Lot Number | 16 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 43400 |
Source: Osceola County records · APN 01-26-30-0001-0404-0160
Assessment roll updated November 26, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 319 MINNESOTA AVE, SAINT CLOUD, FL 34769-2235 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 29, 2026 | Warranty Deed, Transfer · Veterans Administration Mortgage NAVY FEDERAL CREDIT UNION |
| Sep 15, 2017 | Quit Claim Deed, Transfer · Federal Housing Administration (FHA) Mortgage STEARNS LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 01, 2017 · Amount on Record |
| Deed Sale | Jul 01, 2017 · Amount on Record |
| Prior Sale | Dec 30, 2015 · Amount on Record |
| Deed Book / Page | 5208 / 616 |
| Last Transfer Date | Jul 21, 2017 |
| Transfer Doc | 0052080618 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 29, 2026 |
| Property Address | 319 MINNESOTA AVE, SAINT CLOUD, FL 34769-2235 |
| Document Number | 0000099302 |
| Book / Page | 7011 / 2062 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 202699302 |
| Transaction Type | Transfer |
| Record Updated | Aug 07, 2026 |
| Title Company | OLIVER TITLE LAW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $236,845.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 319 MINNESOTA AVE, SAINT CLOUD, FL 34769-2235 |
| Document Number | 0000099303, |
|---|---|
| Date | Jul 29, 2026 |
| Instrument | 202699303 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 15, 2017 |
| Property Address | 319 MINNESOTA AVE, SAINT CLOUD, FL 34769-2235 |
| Document Number | 0052080616 |
| Book / Page | 005208 / 000616 |
| Instrument Date | Jul 21, 2017 |
| Instrument | 130728 |
| Transaction Type | Transfer |
| Record Updated | Oct 06, 2017 |
| Title Company | ESQUIRE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 319 MINNESOTA AVE ST CLOUD FL 347692235, ST CLOUD, FL 34769-2235 |
| Document Number | 52080618 |
|---|---|
| Date | Sep 15, 2017 |
| Book Page | 005208/000618 |
| Instrument | 130729 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 14, 2047 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,805.00 (+3.86%) Homeowner's exemption | $143,744 (+5.99%) | $291,700 (+14.12%) Land $60,000 Building $231,700 |
| 2024 | $1,738.00 (+3.27%) | ||
| 2023 | $1,683.00 (+4.34%) Homeowner's exemption | $135,625 (+3%) | $255,600 (+18.28%) Land $55,000 Building $200,600 |
| 2022 | $1,613.00 Homeowner's exemption | $131,675 | $216,100 Land $50,000 Building $166,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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