319 Main St, Wilbraham, MA 01095 Property Records

Hampden County and Wilbraham Town property record for 319 Main St, Wilbraham, MA 01095

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,993 sqft · built 1952
Lot Size	2.2 acres (95,850 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Feb 2020)
Tax Bill	$9,908 (2026)
Deeds & Mortgages	Jun 2023 Refinance Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MAP 93`

Property Details

APN / Parcel Number

Primary APN	`MAP 93`
Alternative APN	`WILB M:7000 B:210 L:2734`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,993 sqft Living Area
Gross Area	8,458 sqft
1st Floor Area	2,519 sqft
Attic	Attic
Attic Area	1,289 sqft
Basement Area	2,099 sqft
Unfinished Basement	1,066 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	95,850 sqft (2.2 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	MAP 93
Street Address	319 MAIN ST
City	WILBRAHAM
State	MA
Zip	01095-1668
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R26
Legal Block	210
Legal Lot Number	2734
Jurisdiction	WILBRAHAM MA
Township / Civil Division	WILBRAHAM
Census Block Group	2
Census Block	2001
Census Tract	813601

Owner

319 Main St is owned and occupied by an individual who bought it in February 2020.

Source: Hampden County and Wilbraham Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	319 MAIN ST, WILBRAHAM, MA 01095-1668
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Feb 14, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LUSO FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2020 · Amount on File
Deed Sale	Feb 14, 2020 · Amount on File
Prior Sale	Sep 1, 1999 · Amount on File
Deed Document Number	20208379
Deed Book / Page	23087 / 184
Prior Transfer Date	Feb 3, 2020
Prior Transfer Doc	23087-184
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	319 MAIN ST, WILBRAHAM, MA 01095-1668
Transaction Type	Mortgage
Record Updated	Jun 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025029-473
Date	Jun 5, 2023
Book Page	25029/473
Instrument	25373

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILBRAHAM MA
Recording Date	Feb 14, 2020
Property Address	319 MAIN ST, WILBRAHAM, MA 01095-1668
Document Number	23087-184
Book / Page	23087 / 184
Instrument Date	Feb 3, 2020
Instrument	8379
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 MERRILL RD, WILBRAHAM, MA 01095-1643

Mortgage

Document Number	8380
Date	Feb 14, 2020
Instrument	8380

Lender

Name	LUSO FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 319 Main St was $9,908, up 2.9% from the year before.

Source: Hampden County and Wilbraham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Wilbraham Town
Unified School District	Hampden-Wilbraham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,908.00 (+2.91%)	$567,800 (+5.44%) Land $99,600 Building $468,200	$581,230 (-4.16%)
2025	$9,628.00 (+5.55%)	$538,500 (+9.21%) Land $99,600 Building $438,900	$606,480 (+4.19%)
2024	$9,122.00 (+7.57%)	$493,100 (+8.73%) Land $99,600 Building $393,500	$582,065
2023	$8,480.00	$453,500 Land $99,600 Building $353,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 319 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 319 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILBRAHAM WATER DEPT (MWRA) serves 8,533 people · EPA ID MA1339000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Oct 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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